Fraud help?

[Chicken Runner61]

doesn't help him pay his rent. He'll get it back, just won't be in the next few days.

Chargeback on direct debits takes 24 hours max most are within hours - Bt tried to take £400 off me once but I noticed it sameday and got it charged back within hours. Presumably Visa works the same way?

 

[mistahclarke]

Chargeback on direct debits takes 24 hours max most are within hours - Bt tried to take £400 off me once but I noticed it sameday and got it charged back within hours. Presumably Visa works the same way?

Good point, I think when they brought in the Payment Service Directive it meant any unrecognised charge had to be credited within 24 hours. Forgot that.

 

[Gullys Cats]

what was the £260 x2 charge too?

Yeah but the amount should of only been £150

 

[Gullys Cats]

Anyway did you phone it or hail it down?

Hailed it

 

[mistahclarke]

Yeah but the amount should of only been £150

and you have have the receipt for the £150? If so you should just need to show a copy to your bank.

 

[Gullys Cats]

Good point, I think when they brought in the Payment Service Directive it meant any unrecognised charge had to be credited within 24 hours. Forgot that.

What is this?

 

[Gullys Cats]

and you have have the receipt for the £150? If so you should just need to show a copy to your bank.

It's only a hand written one.

 

[mistahclarke]

It's only a hand written one.

the PSD came in September 2 years ago, said banks have to credit any un-rec charges within 24 hours.

doesn't matter it's hand-written, it's evidence of what the charge should have been.

 

[Gullys Cats]

the PSD came in September 2 years ago, said banks have to credit any un-rec charges within 24 hours.

doesn't matter it's hand-written, it's evidence of what the charge should have been.

Thank you very much for your help

 

[Lord Bracknell]

I once found a duplicate payment had taken twice what was intended from my Co-op Bank Visa Debit card. I phoned the bank, they checked their records and refunded me half what had been taken out of my account. The sum in question was about £60.

 

[Woodchip]

Without wishing to be rude, if your account is so close to zero that losing this sort of sum means you can't pay your rent, why are you spending £150 on a taxi?

Crikey, I agree with TCB.

Can someone confirm if hell has frozen over, please.

 

[Thinker]

Report to hackney office at town hall-any details ie driver number/company on receipt at all?

 

[HovaGirl]

Got a cab(black taxi) on Friday night, didn't have cash so I paid by card, I gave the cab driver the long number on the front, the expiry date and the three digits on the back, checked my balance today and he has taken £260 twice (c@@@), I rang the bank and they have said there is nothing they can do, I need to fill out a visa report form, I then said I need to pay my rent, they told me its not their problem I haven't got clear funds.


I am fuming!!!

Help?
Please

You should never give anyone the info you gave this cabbie, particularly not the 3-digit security code on the reverse. Now he has all the info he needs to go on a spending spree on Paypal, or to sell that info to anyone else.

 

[HovaGirl]

While I was in Spain, I gave my card to the waiter to pay for the bill. On my statement that month, was a payment to a supermarket at Horsham, and a further payment to a merchant in Spain. The statement itself made it clear that I was still in Spain when the Horsham payment was made, and was back in England when the Spanish payment was made. The total was about £1,000, which the card company refunded immediately.

 

[Garage_Doors]

Without wishing to be rude, if your account is so close to zero that losing this sort of sum means you can't pay your rent, why are you spending £150 on a taxi?

Was thinking this also but restrained myself.
Hailing a cab for a £150 Journey, thought for that sort of distance you would have to pre book it, how far was it?

 

[Gullys Cats]

Without wishing to be rude, if your account is so close to zero that losing this sort of sum means you can't pay your rent, why are you spending £150 on a taxi?

There was three of us sharing the taxi, the rent is not my only bill, I was the mug who offered to pay with my card!, none of us had cash!.

 

[Titus]

I know we all have different values but I'd rather walk than spend that much money on a cab. Just saying.

 

[Gullys Cats]

Was thinking this also but restrained myself.
Hailing a cab for a £150 Journey, thought for that sort of distance you would have to pre book it, how far was it?

I know, that makes it even worse, he told us it would be no more than £100.

 

[Gullys Cats]

You should never give anyone the info you gave this cabbie, particularly not the 3-digit security code on the reverse. Now he has all the info he needs to go on a spending spree on Paypal, or to sell that info to anyone else.

This is I have paid for loads of stuff,tickets, takeaways! Etc.....