Garage_Doors
Originally the Swankers
What exactly is the proposal to replace the tax disc, how / what will we pay as a replacement and when?
Sorry, in what context ??
There is no replacement. You carry on renewing as normal, you just don't display a paper disc anymore.
Even on a fleet policy, you need to advise insurers what vehicles you are using or have used during a period. If you have a large number of changes during the year then likely that your policy will be on a quarterly declaration. If not many changes then you have to advise them as and when the changes are made. You can't take out a fleet policy for 100 vehicles and then, during the year lease an additional 100 but return them before the end of the policy year and never declare them to your insurers. At best that is neglect at worst, fraud and in either case your drivers are driving without insurance.
And, still we await an explanation of why a system whereby those that use the roads aren't the ones that pay for it?
Not if you include fuel duty you don't.
VED is a good thing, it's only a tiny amount compared to the amount motorists spend on fuel duty - but it discourages many people to buy cars that are bad for the environment, particularly young people.