Not at all - we have a very sound finance team. Our squad has cost very little - lies of Hirst, Broady and Davis only cost c£1m. Sure our plan is to continue to squad as is with some sensible additions (not doing a Forest) as that's what sorted us last season.I think you are overestimating how much you would be able to spend this window with FFP in place.
Ipswich made losses of £18m last year and £12.5m the year before. FFP rules are that PL clubs can't lose more than £105m over past three seasons, but there will be much less allowable losses for Ipswich because of the season in L1 and the Championship which have different limits/rules - someone on here estimated that you'd be allowed losses of £61m - which means you could spend less than £30m. I'm not sure how far that would get you, especially in terms of leverage for a manager.
Brighton made a profit of £122m last season and are on track for similar this season, so could really offer a new manager a bumper spend - I'm pretty sure it was reported that Tony was happy to do so this Summer.
People criticise us for selling players, but it's the only way to be able to survive and spend further in the PL. Plus players (and staff) agitate for moves as you might be about to find out. We've lost about 11 playing and backroom staff to Chelsea, three to Newcastle and two to Arsenal in the space of two years. It is a nightmare but something you will have to get used to if you continue to be successful.
On to your other point about not knowing what more Brighton could offer (aside from money - which would be nowhere near Man U/Chelsea), our squad was decimated by injuries last season which affected us a lot. But the fit squad contains Japan's best player, the winner of the AFCON best young player award, players that represent their national teams in Brazil, Argentina, Germany, England (and England youth), Netherlands, Ivory Coast, Ghana, Ecuador, Scotland, Poland, Ireland, Paraguay.
Plus we have a state of the art training ground, Category 1 academy and recently hired one of the best sports doctors on Germany to prevent another injury crisis! These things take time, patience and a few set backs.
We are building our new training ground - pitches already done at cat one standard.
When I say the offer, its more that Kieran has complete control on all aspect of the club - he has designed our training ground, recruitment and all other aspects with no interference - that is unique