Plumbing/Electrical problem... help

[sydney]

If i had a leak, which will always happen sometime, i would never think, oh theres an insurance claim !
In 35 + years of house ownership i have had many thing go wrong, boilers, bath overflows toilets overflowing leaks through ceiling etc but never thought i must claim it on insurance.
I'm guessing by you first reaction to this you have made many claims ? Assuming you have are all water related issues are covered on household insurances?

i have made 1 claim for storm damage ......know lots of people who are serial claimants.....i'm not one .