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[Finance] Mortgage Reviews



Uncle Spielberg

Well-known member
Jul 6, 2003
42,992
Lancing
Does your mortgage rate come up for renewal within the next 8 months ? It is important to review mortgage rates weekly during this process and if you secure a rate and offer with your present lender or a re mortgage make sure this is checked up until the completion date

With over 1 000 000 mortgage rates coming to an end over the next year many coming off 1-2% rates planning is key and budgeting on a new mortgage payment, 100 000 mortgage rates will end between now and the general election on 4/7/24 as well

I can help through this maze and tailor any plan specific to your needs looking at your present lender and the whole market

I can also review all your related Insurances as well to make sure they are competitive

I am happy to help and welcome a pm to start the process

US/Gareth
 




Uncle Spielberg

Well-known member
Jul 6, 2003
42,992
Lancing


Uncle Spielberg

Well-known member
Jul 6, 2003
42,992
Lancing
If you want me to monthly review rates available and e mail you the best re mortgage options and product transfers to compare with your present lender for a rate that ends on 31/1/25 or before please pm me. Expectations are that interest rates may fall later this year, after the general election
 




Uncle Spielberg

Well-known member
Jul 6, 2003
42,992
Lancing




If you want me to monthly review rates available and e mail you the best re mortgage options and product transfers to compare with your present lender for a rate that ends on 31/1/25 or before please pm me. Expectations are that interest rates may fall later this year, after the general election
Our mortgage rate you sorted for us in 2022 runs out on 31/01/25, will definitely be in touch so you can take care of things again.
 


Uncle Spielberg

Well-known member
Jul 6, 2003
42,992
Lancing
Our mortgage rate you sorted for us in 2022 runs out on 31/01/25, will definitely be in touch so you can take care of things again.
Thanks, worth starting looking now as most lenders mortgage offers last 6 month, send me a pm
 






indy3050

Well-known member
Jun 22, 2011
1,350
Had an email exchange this morning (Sunday) answered a few questions and U.S already has a deal on the table for us to look at.

Thanks again for the remarkably quick comeback and looking forward to chatting soon about the next step 👍🏻
 


Jimmy Grimble

Well-known member
May well be in touch at some point as our current mortgage advisor signed us up to a three year deal despite the fact I have it in writing that we requested a two year deal. As far as mistakes go, it may not turn out to be a bad one but it’s still not ideal.
 


Uncle Spielberg

Well-known member
Jul 6, 2003
42,992
Lancing
May well be in touch at some point as our current mortgage advisor signed us up to a three year deal despite the fact I have it in writing that we requested a two year deal. As far as mistakes go, it may not turn out to be a bad one but it’s still not ideal.
He probably inadvertantly did you a favour ironically as it is likely to be less than a present new deal atm. Happy to keep 6 months before the rate ends
 




Uncle Spielberg

Well-known member
Jul 6, 2003
42,992
Lancing
Lenders edging rates down this week, if you have arranged a new rate to start soon within the last 6 months, review you have the best rate before it completes
 


Butch Willykins

Well-known member
Jun 17, 2011
2,541
Shoreham-by-Sea
Can't recommend US highly enough!

Once again he's come up with goods, this time to help us fund some major renovation works. The process as ever has been smooth and easy with US keeping us updated at all times!

Just need to find a builder now!!
 


SK1NT

Well-known member
Sep 9, 2003
8,758
Thames Ditton
Gareth just makes makes setting up a new mortgage so easy. He just tells me what to send him and it's sorted. I haven't used anyone else for about 15 years.

Top bloke too. Hope you're ok mate.
 






Uncle Spielberg

Well-known member
Jul 6, 2003
42,992
Lancing
Thanks for the comments. This week many lenders have reduced their rates so if you have a rate lined up to complete in the next 3-6 months whether a new mortgage, re mortgage or a product transfer I am happy to review this for you
 


Uncle Spielberg

Well-known member
Jul 6, 2003
42,992
Lancing
This thread is live until 14/7 happy tp help. I predict BBR will fall in September by 0.25% and another 0.25% by the end of the year to have the bbr at 4.75%. Keep an eye on the market and any rates you may have secured with a new mortgage, re mortgage or product transfer as rates change daily and we are in a downward trend now
 








MattBackHome

Well-known member
Jul 7, 2003
11,784
Genuinely couldn't recommend Gareth highly enough. He's helped us out twice over the past 10 years and both times absolutely sorted us out with the best deals possible.
 


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