[Misc] Lip implants - how (are they affordable)?

[Thunder Bolt]

Oh, that. Did she get a student loan? It was the case that you had to earn well to start repaying, and the outstanding debt was cancelled after X years. I guess the tories have tweaked it so it is less favourably structured for those with no bank of mum and dad to 'borrow' from. As a bit of eyes-wide-open 'borrowing', a student loan makes a bit more sense than the case on the BBC web page.

The threshold is £21K so very low.

 

[A mex eyecan]

My knowledge of pop music after 1990 is minimal.

My knowledge of the novels of Wordsworth however is IMMENSE.

ooh, did he have many hit records then?

 

[Harry Wilson's tackle]

The threshold is £21K so very low.

It used to be higher. I seem to recall.

 

[Thunder Bolt]

It used to be higher. I seem to recall.

There are several thresholds now.

Repaying your student loan

When you start repaying your student loan, your monthly repayments, what to do if you have 2 jobs or are self-employed, how to get a refund if you've overpaid.

www.gov.uk

 

[Easy 10]

I've worked with debt (private and commercial) and must admit I'd never heard of an IVA being granted for a person, not a business. Usually an IVA is (was) an option for a struggling business to consolidate its debts and continue running and trading as a going concern, as an alternative to going into administration where usually all the creditors end up with next to nothing (see CPFC2010 x2).

I guess this IVA for individuals debts is something relatively recent. Just another way for finance institutions to leach off the vulnerable and stupid, by front-loading fees so they get nowhere. Surely the FCA should be all over this practice.