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Tricky Dicky

New member
Jul 27, 2004
13,558
Sunny Shoreham
PB prize fund may have just risen 50% but it dropped like a stone a year ago, that said I agree if you wish a safe investment it's PB but you are unlikely to make any more return than the Post Office etc?

Still feel shares hold the best opportunity to maximising the investment (but naturally at a higher risk)

I see that the smallest PB prize is now £25 - as I found out when one dropped through the letterbox this week. Not quite the cool mil, but a little step towards.
 




acrossthepond

Active member
Jan 30, 2006
1,233
Ruritania
Basically, it's high for a reason. If Gordon Brown still has any knocking around he wants to let go at $250 again then great, otherwise you'll have to pay market rate with everyone else who wants in, $1,000. You'll struggle to find anyone who expects a big sell off in gold, Standard Chartered recently predicted next stop $1,350. All the factors that effect the price are positive, I hate to say it but the old adage of 'the trend is your friend' often works for commodities. Where was gold 10 years ago, where will it be in 10 years?


That's fine to a point. It's easy to buy, the trick is knowing when to sell and that can be a tough call for anyone who is a novice.

Get it wrong and it could be an expensive mistake.
 




That's fine to a point. It's easy to buy, the trick is knowing when to sell and that can be a tough call for anyone who is a novice.

Get it wrong and it could be an expensive mistake.

True. Which is why I usually don't comment on investment advice. This is however a long term hold that you can put into your Isa. I would suggest don't sell unless you are in profit. This is much safer than any share purchase that may be put forward, if you have a 10 year outlook it is very difficult to see how you will be out of pocket but of course there is always risk with any trade.
 


Beach Hut

Brighton Bhuna Boy
Jul 5, 2003
72,653
Living In a Box
Premium bonds are a very bad return now our "wins" this year are over 50% less than last year, however you don't lose your money
 




Tricky Dicky

New member
Jul 27, 2004
13,558
Sunny Shoreham
Premium bonds are a very bad return now our "wins" this year are over 50% less than last year, however you don't lose your money

You mean, you don't lose your initial capital outlay. If the return is less than you would get elsewhere, of course you do 'lose' wrt inflation. But then, there's always the chance, albeit slim, of a large win.

It didn't happen to me, buit I know someone who bought some and won £5k the first month - chances of that a pretty small methinks.
 


Beach Hut

Brighton Bhuna Boy
Jul 5, 2003
72,653
Living In a Box
You mean, you don't lose your initial capital outlay. If the return is less than you would get elsewhere, of course you do 'lose' wrt inflation. But then, there's always the chance, albeit slim, of a large win.

It didn't happen to me, buit I know someone who bought some and won £5k the first month - chances of that a pretty small methinks.

Only ever won £100 max, by the way how did the job interview go ?
 






Tricky Dicky

New member
Jul 27, 2004
13,558
Sunny Shoreham
Only ever won £100 max, by the way how did the job interview go ?

Was ok, thanks, but didn't get that one. I do have another tomorrow though. There definitely seems to have been a large increase in the number of positions coming on the market in City Banking IT in the last 2-3 weeks. Hopefully won't be long now - I've had enough 'rest' (ok, after I've been working for a month again, I'll be longing to be off again, I'm sure).

Getting used to those commuter trains again won't be fun though !

Thanks for asking.
 


Lady Whistledown

Well-known member
NSC Patron
Jul 7, 2003
48,467
[yt]jt9JpYRulSk[/yt]

If you invest your tuppence wisely in the bank
Safe and sound
Soon that tuppence, safely invested in the bank
Will compound

And you'll achieve that sense of conquest
As your affluence expands
In the hands of the directors
Who invest as propriety demands

- May I sir?
- Carry on, Banks.

- You see, Michael, you'll be part of
Railways through Africa! (Exactly!)
Dams across the Nile! (The ships, tell them about the ships!)
Fleets of Ocean Greyhounds! (More, tell them more!)
Majestic self-amortizing canals! (Oh, it fires the imagination!)
Plantations of ripening tea
All from tuppence, prudently, thriftily, frugally
Invested in the - to be specific - in the
Dawes Tomes Mousley Grubbs Fidelity Fiduciary Bank

- Now, Michael
When you deposit tuppence in a bank account
Soon you'll see
That it blooms into credit of a generous amount
Semi-annually

And you'll achieve that sense of stature
As your influence expands
To the high financial strata
That established credit now commands

You can purchase first and second trust deeds
Think of the foreclosures!
Bonds, chattels, dividends, shares
Bankruptcies, debtor sales, opportunities
All manner of private enterprise, shipyards, the mercantile
Collieries, tanneries, corporations, amalgamations
Banks!

- You see, Michael?

Tuppence
Patiently, cautiously, trustingly
Invested in the - to be specific - in the
Dawes Tomes Mousley Grubbs Fidelity Fiduciary Bank

:thumbsup:
 


Beach Hut

Brighton Bhuna Boy
Jul 5, 2003
72,653
Living In a Box
Was ok, thanks, but didn't get that one. I do have another tomorrow though. There definitely seems to have been a large increase in the number of positions coming on the market in City Banking IT in the last 2-3 weeks. Hopefully won't be long now - I've had enough 'rest' (ok, after I've been working for a month again, I'll be longing to be off again, I'm sure).

Getting used to those commuter trains again won't be fun though !

Thanks for asking.

Good luck with the next interview
 






Tim Over Whelmed

Well-known member
NSC Patron
Jul 24, 2007
10,798
Arundel
See also CLIPPER WINDPOWER (CWP) a good stock to hold me thinks ...

Depending on how much you may wish to add the earlier recommended AGY, BBY Balfour Beatty and one of the banks to this?

Or you could try the double your money on RED trick ... although I'd rather you didn't on this recommendation!
 


Tim Over Whelmed

Well-known member
NSC Patron
Jul 24, 2007
10,798
Arundel
or worse odds the Euro Millions Lotto!
 




Money moving is always better than money standing still.

Having money in a bank merely accumulating interest, is all very nice and fairly safe.
However, getting money to work, with things that return more than the banks' interest rate, is a better idea.

Seek out things to buy that will clearly be likely to be salable for more.
Or get involved in a business which will make profit.
Some businesses are undertaken for fun, to be a loss that dodges taxes, or are a terrible risk.
If you have any business acumen, put that to work and turn your money into more money.
 


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