Credit Cards

[JJ McClure]

Well after the season of goodwill and various other things I have a balance on my card that I'm not going to get rid of quickly.
I am therefore in need of a new card with a low interest rate on balance transfers. My current bank (HSBC) will offer new custmers 0% but not existing cutomers.

I turn to the good folk of NSC for their pearls of wisdom on the subject.

 

[Superphil]

egg

 

[Bluejuice]

My advice

go bankrupt

cut up all your credit and debit cards

use cash for all future purchases

 

[Minghawk]

egg or capital one.

capital one stays low after the initial interest free 6 months,
but don't use it to draw cash from an ATM as they charge huge apr on cash withdrawls

 

[Wozza]

My advice

go bankrupt

cut up all your credit and debit cards

use cash for all future purchases

What, even if you're just £150 in debt?

 

[SussexHoop]

Virgin Credit Card - 0% for 9 months on balance transfers

and you get airmiles too.

 

[Virgo's Haircut]

Halifax One Card
Mint Card

both offer varying half decent offers.

 

[Easy 10]

What, even if you're just £150 in debt?

Well it seems to work for Leeds and Leicester.

 

[Wardy]

Well it seems to work for Leeds and Leicester.

He said £150 not £150million

 

[JJ McClure]

Cheers all, although I won't go near a Halifax product due to that twat in the adverts.

 

[Mr Fridge]

Egg 6 months
Nationwide 12 months
Virgin (MBNA) 9 months

Or Texaco (its Lloyds TSB really) 3.9% for the life of the balance.
Amex 4.9% on balance transfers for life.

http://forum.moneysavingexpert.com/cgi-bin/yabb/YaBB.cgi?board=Questions

 

[Rostock Seagull]

Try looking at uswitch.com, just answer the questions and it will give you a list of credit cards that best suit.