[Misc] Are you currently dealing with anyone in your day to day life that

[sydney]

Well I've just quit working for a builder because he's deluded but he's not on any medication.
A bit of a shame as he was half decent but as opposed to getting better at the job so he can take more money out he now takes more money out and his involvement only makes the job run worse.
Real shame as just started what should be a lovely job but I can't be busting my arse fire fighting his incompetence any more.

that pretty much nails it.

 

[sydney]

I think you’ve already had the right answer several times on this thread, but as others have mentioned, the antidepressants are not relevant (unless he’s been so colossally mis-prescribed something that it’s causing more issues than it’s solving)

At the very least agree a repayment plan that has slightly more coming in than you’re giving out in fresh credit, and make any future credit contingent on sticking to the plan.

My sad experience is that characters such as this are often Johnsonian in their outlook, as soon as any kind of restriction is imposed upon them, they will be incredibly injured and hurt and accuse you of always having been against them. None of what has happened will be their fault.


Sent from my iPhone using Tapatalk

yeah maybe the medication isn't the problem , maybe he's just a train wreck......nice bloke but completely deluded as to the right way to go about business.

 

[Blue3]

You need to protect your business as a first priority, so put him on stop with your company and seek a urgent meeting with himto arrange how he intends to repay the £25k

 

[B-right-on]

"my guys " are guys i have brought to the projects to carry out work on the understanding that he had the money to pay them ......seemingly he never had the money , there is no shortage of work here believe me so the issue of not working for him in the future is not a big deal it's more me trying to make sure that the guys i have brought in get paid for the work they have done ......in that respect i am the proverbial meat in the sandwich.

Imo your fecked. Better to lay it on the lines for 'your guys' saying you've all been screwed over rather than dragging it out for more weeks or months and then being forced to have the conversion.

End the job, deal with the fallout, move on and live and learn.

Just my 2p worth based on what you have said

 

[Harry Wilson's tackle]

Not settling a debt is very high on my list of sins. I understand that different people have differing attitudes to the issue, but my approach would be to pay him a visit to try to agree a payment plan (5k/month?). If he agreed and followed it, then fair enough - but I’d limit all future credit to, say, 5k. If he didn’t agree, or did and then reneged I’d sue him.

Is the right answer.

Unfortunately, [MENTION=420]sydney[/MENTION] I think you will have to play hard ball here or you will end up well out of pocket and meanwhile this car crash of a bloke will carry on, dragging all and sundry down with him.

Best of luck.

(And a lesson for NSC's kidz, I'm lucky that I have for decades avoided getting involved financially in any way with someone I'd call a pal, and would never become a pal with someone who has an 'unequal power' work relationship with me, having had my fingers and my wellbeing burned in the past)

 

[Psychobilly freakout]

"my guys " are guys i have brought to the projects to carry out work on the understanding that he had the money to pay them ......seemingly he never had the money , there is no shortage of work here believe me so the issue of not working for him in the future is not a big deal it's more me trying to make sure that the guys i have brought in get paid for the work they have done ......in that respect i am the proverbial meat in the sandwich.

You need to come clean immediately to those you have brought on to the projects, you have to be honest.
Otherwise you will become even more embroiled in a web of deceit, and could lose important contacts if they chose to believe you are to blame for not telling them sooner.

At the end of the day, you have to look out for yourself and your family first, if that means casting this fella a drift so be it.
He is not your responsibility.

Good luck.

 

[NooBHA]

Younger people nowadays don't give a shit about being in debt. Not like years ago when Families were in ''hock'' to the tune of £300 to the Local Co-op to buy a 3 piece suite or a fridge or a washing machine just to be able to furnish their homes.

The minute the Government began charging for Tuition Fees just to go to further education, they opened a can of worms which said to the people of this country along the lines of ''You can pay it off when you start earning enough to be able to do so'' - That created a Generation of people who see debt as '' ink on a piece of paper ''

 

[sydney]

cheers lads ....all pretty much what my head and heart are telling me , never been caught out like this before , the guy has just flat out lied to my face , it's a pretty shitty feeling i have to say.

 

[Weststander]

i'm assuming the car is on hp ....cutting him off is my first instinct but then it makes it a whole lot more difficult to get our money , i'm in a bit of a dilemma , people are now hounding me for money as i was running 3 jobs for him before christmas and he doesn't answer his phone when they call him. I don't really want to start handing his address out.

You say he has no hope of paying the £60k. So that would include you.

With a long career in this area, I agree with earlier posts, cut all new credit now. These situations rarely result in debts being settled, it usually gets worse with later regrets from the creditors.

So often in the construction sector.

From now on, insist on payment in full at the earlier stage where it would otherwise burn you.

 

[Robinjakarta]

... characters such as this are often Johnsonian in their outlook, as soon as any kind of restriction is imposed upon them, they will be incredibly injured and hurt and accuse you of always having been against them. None of what has happened will be their fault.

Like the wording

 

[Lower West Stander]

You say he has no hope of paying the £60k. So that would include you.

With a long career in this area, I agree with earlier posts, cut all new credit now. These situations rarely result in debts being settled, it usually gets worse with later regrets from the creditors.

So often in the construction sector.

From now on, insist on payment in full at the earlier stage where it would otherwise burn you.

Yep - I’ve worked in this area too and agree with this totally.

It’s always the case that someone like this will always think the next job is the one that gets him out of the hole. He just needs this to work or that to come off.

It’s a bit like a gambling addict thinking the next bet will be the one that saves them


Sent from my iPad using Tapatalk

 

[Justice]

Stop working for him immediately otherwise you will carry on working for free.

There are far too many small building companies that carry on like this one unfortunately. When I started working for myself I said I would never sub contract for builders and 20 years later I still haven’t.
I have met many people that have been not paid and then the building company has gone under. Surprise, surprise they usually start up again under a new name.

This post is no disrespect to any decent builders or building companies

Wise choice although I take on projects like smallish refurbs etc. I pay everyone the minute they have finished the work if I’m happy with the outcome.

In respect to the OP’s thread I feel sorry for a kitchen fitter I know good lad unfortunately gambling is slowly ruining him to the point of he can’t put food on the table, he’s lying to his wife saying he hasn’t been paid etc. He did a job for me a couple of weekends ago I took him to his front door paid him and told him to give the money straight to the Mrs for food as he has a young child. Promised he would next day admitted he blew it all again and wanted to borrow £100. People have to want to help themselves.

 

[Weststander]

Is the right answer.

Unfortunately, [MENTION=420]sydney[/MENTION] I think you will have to play hard ball here or you will end up well out of pocket and meanwhile this car crash of a bloke will carry on, dragging all and sundry down with him.

Best of luck.

(And a lesson for NSC's kidz, I'm lucky that I have for decades avoided getting involved financially in any way with someone I'd call a pal, and would never become a pal with someone who has an 'unequal power' work relationship with me, having had my fingers and my wellbeing burned in the past)

FFS, I said I’d pay you back in full once my luck turns with the casinos.

 

[BN9 BHA]

Wise choice although I take on projects like smallish refurbs etc. I pay everyone the minute they have finished the work if I’m happy with the outcome.

In respect to the OP’s thread I feel sorry for a kitchen fitter I know good lad unfortunately gambling is slowly ruining him to the point of he can’t put food on the table, he’s lying to his wife saying he hasn’t been paid etc. He did a job for me a couple of weekends ago I took him to his front door paid him and told him to give the money straight to the Mrs for food as he has a young child. Promised he would next day admitted he blew it all again and wanted to borrow £100. People have to want to help themselves.

Sad story but far too many lives being ruined by gambling and also cocaine.

 

[Justice]

Sad story but far too many lives being ruined by gambling and also cocaine.

True, just heard a computer programmer on the radio saying he had been approached by gambling companies to write algorithms to entice more teenagers to start gambling, made me feel a bit sick tbh.

 

[Albion my Albion]

I would take legal measures to get your money and cut this guy out of your life. What have you got to lose? More money? You'll most likely lose that anyway.

 

[timbha]

I would take legal measures to get your money and cut this guy out of your life. What have you got to lose? More money? You'll most likely lose that anyway.

This. And help stop others getting turned over by this crook. Would he have got the hp/loan on the car if he had declared his £60k debt? Of course not so in some ways unless you take action you are complicit.

 

[East Staffs Gull]

I’m a tad surprised that a builder is in financial difficulty. Is he simply bad at business?

 

[Justice]

I’m a tad surprised that a builder is in financial difficulty. Is he simply bad at business?

Loads of them get in a mess, overspend then it’s like a pack of cards when a deposit off one job is propping up another job.

 

[Sirnormangall]

without going biblical he is already 60k in debt and wants to start more jobs with the intention of using deposits and early stage payments to clear this , however this is only deferring the current debt and is likely to cause delays ....for instance he is quite happy for a bathroom renovation to take 4 to 5 weeks and a kitchen renovation to take even longer , he did one last year that dragged on for nearly 3 m months but none of this seems to phase or bother him in the slightest ......he is constantly missing appointments and pissing clients off and this is reflecting on his bottom line ....he doesn't / can't drink because the meds he is on don't allow it , he's scatty as **** and refuses to keep a diary , changes scopes with clients and doesn't update plans for contractors ......in fact writing this is helping me make my decision i think , i like the guy but he's a bloody liability , time to move on i think.

Sorry to hear that you’re in this situation. Sounds like he’ll be running a mini ponzi scheme if he’s going to be using other people’s deposits to pay his debts. If he owes £60k in total, of which £25k is yours, I’d start taking proper steps to get it back before you find yourself at the back of the queue.