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“The club’s direct debit facility is very popular but supporters are reminded it is in effect an unsecured, interest free loan the club provides That is rubbish. You start paying for a product in mar/apr or whenever and by the time the first part of the product arrives in aug you have payed...

Once you see that the travel side of things has gone up to stop the loss then not to bad I suppose. I'm sure those that get to the Amex by Shanks or bike or whatever don't like the idea of paying £50 quid out for a facility they don't use though. That would get short shrift anywhere else in life.