Mortgage rates are priced using swap rates which are (expected) future interest rates. Swap rates will price in all available information therefore theoretically there should be no difference whether you take out a longer or shorter term mortgage as over the full mortgage term the price should...
If you like a podcast then I can recommend the excellent Tim’s Listening Party where he reviews an album in detail with the artist who made it. He did one for Infected with Matt Johnson.
Great thread this. I’m with Juliant in that cooking outdoors, even in wind and rain, is good for my mental health. It’s a big stress relief!
For those that fancy a Big Green Egg or Kamado but are put off by the price then I recommend the Aldi version. They are around £350. Great for slow cooks...
I loved my old ST seat in the family area having taken my sons there over several years. The family behind us had sons a similar age so the kids all grew up together. Moreover they were louder than us and I found their comments both amusing and insightful.
This season my son and I moved along...
Out on 11.40 flight from Gatwick on 9th Nov and back on afternoon of 11th Nov. Staying at Holiday Inn Express Arena Towers.
My sons aged 18 and 20 will be joining me. Can’t wait!
For those with flexible/cancellable hotel room bookings…November prices have dropped recently. I’ve cancelled and rebooked my hotel room at a lower rate twice in the last week.
You’re not going to save a fortune but I’m sure we can put those Euros to good use.
Fair play, this prediction made back in September proved to be pretty accurate. Not mine I hasten to add.
It was by the website FiveThirtyEight.
What they failed to predict was the tremendous and marvellous end to the season ��
Roll on next season. Happy summer to all.
Latest prediction on FiveThirtyEight is that Albion will finish in 8th place on 53 points. Seems about right to me.
https://projects.fivethirtyeight.com/soccer-predictions/
Pre pandemic I was a regular at the Principality stadium for rugby matches, where drinking is allowed throughout the game. Viewing was regularly interrupted by those going to/from toilets and bars. It quickly becomes irritating.
To the extent I ended up complaining to the then CEO of the WRU...
Apologies for the link to such an awful paper but this was mildly interesting:
https://www.thesun.co.uk/sport/16179636/fans-of-brighton-hove-albion-top-table-what-for/