[Albion] No more season ticket cards

[Herr Tubthumper]

Not sure why you think that - I've had my credit cards in Apple Pay for several years. Rarely use the cards themselves now.

I’m not sure why I thought this either. Has this always been the case? But good news and thanks for letting me know. Just driving licence and health card to go.

 

[Bozza]

I’m not sure why I thought this either. Has this always been the case? But good news and thanks for letting me know. Just driving licence and health card to go.

I think it's been the case since it launched.

However, and maybe this is why you thought that, not all card issuers enabled their cards to be put into Apple Pay, and I think some really dragged their heels. Maybe you had one such card or cards. I'd be surprised if there were many cards left that could not be added on now.

 

[Danny Wilson Said]

All fine unless you have an iPhone with their notoriously short battery life. I was caught out by a dead phone and no credit cards on me once. I won't make that mistake again.

 

[Herr Tubthumper]

I think it's been the case since it launched.

However, and maybe this is why you thought that, not all card issuers enabled their cards to be put into Apple Pay, and I think some really dragged their heels. Maybe you had one such card or cards. I'd be surprised if there were many cards left that could not be added on now.

3 credit cards now added!

 

[Herr Tubthumper]

All fine unless you have an iPhone with their notoriously short battery life. I was caught out by a dead phone and no credit cards on me once. I won't make that mistake again.

The digital equivalent of theatrically-pat-pockets-and-say “damn, I’ve left my wallet at home, I’ll get the rounds in next time......honest”

 

[W3 BHA]

I was in a supermarket queue behind a lady with a smartphone. A wonderful device. She didn't need cash or a credit card because it was on her phone. Except that it wouldn't switch on.

So she couldn't buy her shopping, she couldn't get a taxi home, and she couldn't ring her husband to come and fetch her. What a wonderful device. I shouldn't be surprised if in the near future your front door key is on it too, so that when you have walked home, you can't get in.

Or - as happened to me last year - you become the victim of what is known as a Sim Swap scam where somebody ports your number to another phone. They immediately have access to everything and you lose access to everything. All two factor ID codes are sent to the bad guys and, having lost all your ready means of ID, persuading people, such as Revolut Bank amongst others in my case, that you are the good guy and they are the bad guys is near impossible. It took months to sort out and still gives me nightmares. Technology is great in itself but whatever is created can also be hacked, stolen, misused etc. And, for that reason, I'm out....

 

[Herr Tubthumper]

Or - as happened to me last year - you become the victim of what is known as a Sim Swap scam where somebody ports your number to another phone. They immediately have access to everything and you lose access to everything. All two factor ID codes are sent to the bad guys and, having lost all your ready means of ID, persuading people, such as Revolut Bank amongst others in my case, that you are the good guy and they are the bad guys is near impossible. It took months to sort out and still gives me nightmares. Technology is great in itself but whatever is created can also be hacked, stolen, misused etc. And, for that reason, I'm out....

But isn’t this the case with physical cards as well i.e. card cloning, ID theft etc? I appreciate and understand the various concerns being raised in this thread but most, if not all, currently already exist just in a different format.

 

[nwgull]

I would suggest there is zero chance of the club using technology that makes it easier for people to share tickets. In addition to the already established legal implications we will now be living with Covid and its mutations. It becomes even more important that the club knows who is on its premises. I would expect photo ID to be a requirement going forwards.

I can’t see photo ID coming in unless there is automatic face recognition at the turnstiles. It would take forever to get 30K people into a stadium. I know that they said that away fans had to have ID back in 2017 and that you could end up being denied entry if you weren’t the named ticket holder, but I’ve been to dozens of away games since then and have never been asked for ID or seen anyone asked for ID.

 

[beorhthelm]

You can pick up a smart phone that will be able to do this for less than £100. I would say the % of people who would attend a football match who do not already have access to this technology is pretty small.

naive view, there a lot of older people who havent moved on from basic feature phones (because they dont need anything more), and you need to have the latest phones to run supported apps on supported OS.

 

[W3 BHA]

But isn’t this the case with physical cards as well i.e. card cloning, ID theft etc? I appreciate and understand the various concerns being raised in this thread but most, if not all, currently already exist just in a different format.

No - if you lose a card you can get it stopped - if they need to send a two factor auth cade to your phone they still can. If EVERYTHING is on your phone and your access to all those things is stolen by someone else, who will also receive any codes, messages asking 'you' to verify id you are stuffed. They even used the info on the phone to change email passwords set up accounts with online retailers - all sorts. I like technology but that taught me a lesson. I keep everything as separate, physical and away from being stored in a phone as I can. I appreciate what you say but - lost card - a call to the bank and sorted in 5 minutes. This happened to me last June and I am STILL dealing with the fallout!

 

[Swansman]

Ban smartphones. Vote Graham Potter.

 

[S'hampton Seagull]

naive view, there a lot of older people who havent moved on from basic feature phones (because they dont need anything more), and you need to have the latest phones to run supported apps on supported OS.

Well they can carry on using the ST card then as has been mentioned on this thread about a million times. Point is a smartphone is something everyone can afford these days if they want one.

 

[Cowfold Seagull]

Ban smartphones. Vote Graham Potter.

Or ban both?

 

[Herr Tubthumper]

No - if you lose a card you can get it stopped - if they need to send a two factor auth cade to your phone they still can. If EVERYTHING is on your phone and your access to all those things is stolen by someone else, who will also receive any codes, messages asking 'you' to verify id you are stuffed. They even used the info on the phone to change email passwords set up accounts with online retailers - all sorts. I like technology but that taught me a lesson. I keep everything as separate, physical and away from being stored in a phone as I can. I appreciate what you say but - lost card - a call to the bank and sorted in 5 minutes. This happened to me last June and I am STILL dealing with the fallout!

Maybe I’m not 100% understanding the SIM swop thing. How does someone access the bank apps on you r phone? To go into my apps I first need to get into my phone with either Facial recognition or a pass code, to get into the app I need to do the same and depending on the bank I then need other security to carry out actions. How can nicking someone’s SIM enable all of this? Genuine question.

 

[beorhthelm]

But isn’t this the case with physical cards as well i.e. card cloning, ID theft etc? I appreciate and understand the various concerns being raised in this thread but most, if not all, currently already exist just in a different format.

on one level it is similar to existing risks. on another level the criminal gains from the convenient, instant access to everything. the problem is using phone to authenticate bank accounts, there's no firewall between compromised details and phone. and because everything was authenticated from your secure phone, it makes it that much more difficult to reverse, assumption the tech is infallible so you must be acting fraudulently.

 

[A1X]

Cut to the first game of next season with a full house and the overloaded mobile & wifi networks crash between 13.45 and 15.15 on the day as 30,000 people all try to load something at the same time

 

[W3 BHA]

Maybe I’m not 100% understanding the SIM swop thing. How does someone access the bank apps on you r phone? To go into my apps I first need to get into my phone with either Facial recognition or a pass code, to get into the app I need to do the same and depending on the bank I then need other security to carry out actions. How can nicking someone’s SIM enable all of this? Genuine question.

The ways in which sim swaps are perpetuated are different. They often involve collating info on a person from social media and other online activity over many months. Once they have built up enough data on you they con the phone company into initiating the porting of the number and go from there - some companies seem more easily satisfied than others. I was with 3. I rec'd a message telling me the swap I had requested was about to go through so I rang them. When I EVENTUALLY spoke to someone and convinced them it wasn't me who had requested the swap and that it must be fraudulent, they told me not to worry and they would allow it to go through. When I next looked at my phone the following morning the damage had been done. There is a lot online about how it's done and how you can try to protect yourself if you are really interested. It may be a contributing factor that I wasn't as careful as I should have been - using the same password more than once etc. but once bitten twice shy.... Almost everyone I've spoken to about this has never heard of it before and doesn't get how it ended up giving them access to so much. I'm not worried about what people think but I am worried about ever being in this position again so now, I do not use Google Pay, any banking apps, nothing.

 

[Cowfold Seagull]

Cut to the first game of next season with a full house and the overloaded mobile & wifi networks crash between 13.45 and 15.15 on the day as 30,000 people all try to load something at the same time

Yep, total mayhem, it's written in the script.

 

[Uter]

Maybe I’m not 100% understanding the SIM swop thing. How does someone access the bank apps on you r phone? To go into my apps I first need to get into my phone with either Facial recognition or a pass code, to get into the app I need to do the same and depending on the bank I then need other security to carry out actions. How can nicking someone’s SIM enable all of this? Genuine question.

I had not heard of this fraud, but found this article:

https://www.theguardian.com/money/2...the-rise-how-can-you-stop-it-happening-to-you

The SIM swap itself seems to be one component of the scam. The stats they quote suggest it's not a massive problem (yet), but as with other electronic frauds I'd imagine it's under reported.

I'd imagine most people eventually get all or most of their money back, but even so the stress and hassle must be off the scale.

 

[Neville's Breakfast]

I can’t see photo ID coming in unless there is automatic face recognition at the turnstiles. It would take forever to get 30K people into a stadium. I know that they said that away fans had to have ID back in 2017 and that you could end up being denied entry if you weren’t the named ticket holder, but I’ve been to dozens of away games since then and have never been asked for ID or seen anyone asked for ID.

Turnstile facial recognition technology can’t be too far away. Intervention from stewards only on the rare occasions of a lack of or inadequate match.