Virgin Credit Card

[Beach Hut]

Does anyone have one as I am thinking of getting one as booking a Virgin Holiday and it advises 10% discount to Virgin Credit Card holders.

Please advise if it would just recognise a Virgin card at point of purchase on-line therefore offer the discount.

 

[Gordon the Gopher]

Everyone has different experiences of course but i would say avoid like the plague. They're owned by MBNA and if you ever run into any problems forget it as they are a nightmare!

 

[Springal]

I've had some kind of MBNA card for the last 4 years and never had a problem really ?

I buy stuff, get a statement, I pay it online. Sorted. Also get hammered with interest free promotions all the time, so very handy

 

[desprateseagull]

i think Quidco were offering a cashback a while ago..

still waiting for a decison on my application, so don't hold yer breath!

 

[desprateseagull]

current quidco c/card offers here-

Search Results for credit card, quidco.com

 

[Hiney]

Everyone has different experiences of course but i would say avoid like the plague. They're owned by MBNA and if you ever run into any problems forget it as they are a nightmare!

How are they a 'nightmare'?

 

[Beach Hut]

Must admit I got rid of my BHAFC MBNA card very recently I used for work due them double debiting my current account and taking 3 months to pay me back all the bank charges.

Think I will go for it though as the 10% discount is worth it.

 

[Gordon the Gopher]

How are they a 'nightmare'?

I was just pissed because we missed a payment by a literally few hours due to a computer fault and they took away our 0% deal and charged us loads. Now fair enough as far as their small print stated but I chose Virgin stupidly thinking they would have a decent customer servive side but who turned out to be useless. Probably pretty standard I guess but just the way it was done left a very bad taste!

 

[desprateseagull]

did yyou write and appeal? or call dicky branston?

try looking through the moneysavingexpert site, for some step by step tips, on reclaiming charges, and deals on various other stuff too.

Money Saving Expert: Consumer Revenge. tips, freebies, deals, and more

 

[SussexHoop]

I've got a Virgin Atlantic Amex card which also offers 10% discount on Virgin holidays. You have to call them up to book your holiday and get your 10% discount.

Alternatively you can book it online and I believe you also get a 10% discount.

What I don't think you can do is book it online and get a further 10% discount by paying with your Virgin credit card.

Factor in if you use your credit card to book your holiday, there is a surcharge even if you use a Virgin credit card and it's not such a great offer.

Worth giving them a call to check it out in case my understanding is wrong.