The Under 30's generation.

[Lenny Rider]

I personally find people getting on Lenny Rider's back similar to what happened to Uncle Spielberg quite a few years ago.
Both went through difficult times and probably made the mistake in declaring their mental health issues on here.
Whilst it can be a very supportive forum other users can see it as open season on a vulnerable person.
This is social media these days I suppose.

Thanks old boy (or girl), perhaps one of the aspects of coming out the ‘other side’ is that I find myself speaking up for myself more than I’ve previously done and expressing my opinion rather than sitting on my hands.

Ironically the crux of this thread was borne out of from the opinion of a Vicar in his mid 70’s, perhaps I should advise him to change his sermon for this Sunday given the reaction from NSC

 

[BadFish]

Given the weighty evidence presented by the nay side and the light on evidence opinions of the OP, I think that this thread really offers one conclusion about this matter.

Interesting read though. Not to mention grim.

Looks like Looney is back too.

 

[BadFish]

Jo 90 does bring up a interesting point (if you wade through the misogynistic bullshit enough). These days we seem to have many families with both parents working in order to make ends meet with high mortgage payments, utilities etc. Surely this adds another layer to the boomer generation buying their homes as the majority of them would have done it on one income.

My family live a fairly modest existence but we both need to work to make ends meet.

 

[Weststander]

Jo 90 does bring up a interesting point (if you wade through the misogynistic bullshit enough). These days we seem to have many families with both parents working in order to make ends meet with high mortgage payments, utilities etc. Surely this adds another layer to the boomer generation buying their homes as the majority of them would have done it on one income.

My family live a fairly modest existence but we both need to work to make ends meet.

I was at school in the 70’s/early 80’s.

My mum was always a ‘homemaker’.

But literally every other mum of mates and relatives worked full or part time to make ends meet and get out of the house for their wellbeing.

Nationally it crossed the 50% mark in 1975.

 

[BadFish]

I was at school in the 70’s/early 80’s.

My mum was always a ‘homemaker’.

But literally every other mum of mates and relatives worked full or part time to make ends meet and get out of the house for their wellbeing.

Nationally it crossed the 50% mark in 1975.

Yeah my mum went back to work part time when we were at school and then back to full time when we were teenagers.

Lots of my mates parents were single income though.

1975? That is interesting I assumed it was later than that.

 

[Herr Tubthumper]

Speaking as a parent of 29 and 26 year olds, I think this demographic are in for a tough few months/years.

Since 2008, when the oldest were 16, there's not really been that much financial hardship, for the majority disposal income (or cheap credit facilities) has never really been an issue, but now post Covid, mortgage payments will rise perhaps 3 or 4 times in the next 18 months, energy prices will be going up along with vehicle fuel, as well as food.

Harold Macmillan famously once said "You've never had it so good", I'm sure there are notable exceptions in the NSC/Albion community, but have most youngsters under 30 had a pretty easy ride so far?

You forgot to add your I’m-glad-I’m-57-and-not-27 line. Otherwise well done

 

[Herr Tubthumper]

A tough few months or years? This demographic have had it tough from the minute they hit 8-12 years old! Our childhood was surrounded by the illegal Iraq war, fearmongering and 9/11 terrorist shite that pervaded all of society. Then, we grow into puberty and get confronted by the biggest economic collapse in 50 odd years and as teens we then have to deal with the broken homes and stresses this ends up dishing on us in our formative years. But then you get older, and get into the University you always wanted to go to, to study the subject you always wanted! Great! But wait, it's not great because now the degree fields are so over saturated due to such low loan costs that we get to deal with our loans being tripled from 3k to 9k overnight, by a Liberal Democrat party most of us voted for because they tricked us into thinking they'd cut those loans. So now you're on the hook, you deal with the fact that you're starting life almost 50 grand in debt, and with worse job prospects than many generations prior due to everyone and their nan having a degree so you have to rely on the old classic "who you know" method of getting a job. BUT you do get a job, awesome, you can JUST about afford to live in your expensive rental flat that you moved into because while wages have increased marginally in 20 years rental costs have skyrocketed and why not? We have loads of enriched older people who already owned their homes being able to buy another one, and then rent it out for double the value, must be nice!

But why not just buy your own home then, we did, just work hard and get the deposit together and you'll be fine if you stop being so lazy.... Except average house prices rose 152 per cent in the 20 years from 1995 to 2015, while net family income for our generation only grew by 22 per cent, good luck finding that deposit. BUT ITS NOT OVER! Because now, in your mid 20s and the supposed prime of your life the world has been decimated by the pandemic, its YOU that are mostly on the front lines working those "essential worker" jobs, its you that's coming home to an empty flat and quarantine and its now you that after 2 years of this, and giving so much to help will be left with the long term prospect of rising energy prices, food shortages and even MORE rising housing costs with far less freedom than the generations before you due to an EU referendum that was decided so heavily by generations that came before you, leaving you to pick up the pieces. Again.

This isn't a tough few months or years, this is the status quo for the millenial generation and will continue to be so for the foreseeable until we inherit the earth from the elder generations and hopefully we have something left to salvage from it all.

This.

 

[Weststander]

Yeah my mum went back to work part time when we were at school and then back to full time when we were teenagers.

Lots of my mates parents were single income though.

1975? That is interesting I assumed it was later than that.

BBC:


Website articles describe the Equal Pay 1970 as very significant and appear to view as a good thing that mothers work in a far more gender equal society. Before our time, husbands wanted to be the breadwinner with their spouses doing alldomestic and parenting duties. Perhaps there are one or two males here who still want/have that

 

[Weststander]

That was a very narrow window that opened in the mid 50s and closed in the early 90s, when Thatcher's work over a decade finally put an end to the 'welfare state' and the 'post-war concensus'.

I remember it being hard to get a mortgage in the 70’s due to state Credit Controls.

I sat next to my Dad at the Leicester Building Society in Duke Street, circa 1977, when it took my Dad an entire morning meeting to try to persuade the manager to consider lending to him. Bank and building society managers had the god-like status of surgeons. He had the oversized exec chair, my Dad a modest chair, all part of the silly game. You had to save hard with that financial institution for years beforehand, just to have the conversation.

 

[Baldseagull]

I personally find people getting on Lenny Rider's back similar to what happened to Uncle Spielberg quite a few years ago.
Both went through difficult times and probably made the mistake in declaring their mental health issues on here.
Whilst it can be a very supportive forum other users can see it as open season on a vulnerable person.
This is social media these days I suppose.

Do you think he is getting grief for having had difficulties, or for making a statement that is a bit at odds with reality?

 

[wellquickwoody]

When the ‘Boomers’ were saving for a deposit, did they have annual foreign holidays, cheap travel around Europe, gap years, University education even, a car, Netflix subscriptions or similar, their own phone (or even use of a private phone), 35 hour working week, their own TV, visits to a beautician, gym membership? Almost certainly not.

What they did do was stay indoors at their parents home for 18 months to 2 years whilst saving hard, no nightclubs, holidays, cars on finance, X Box and games subscription, or down the pub every week.

Whilst life has treated them well in later years, was life a bed of roses when they were young? No. From a Gen X er.

 

[B-right-on]

Sorry, I thought we both agreed to pull out

Edit: wrong thread

One way of making sure you dont have kids.

 

[wellquickwoody]

Do you think he is getting grief for having had difficulties, or for making a statement that is a bit at odds with reality?

I think it is because he dares to raise issues, and hold a differing opinion, to the. Knitting Club and their followers.

 

[HastingsSeagull]

I’m not under 30 but in my degree studying exactly this (20 years ago sheesh!) it would be those aged 65-80ish now who had it many many magnitudes easier financially than any generation before them or since (as adults not as kids obviously).

 

[Chicken Run]

When the ‘Boomers’ were saving for a deposit, did they have annual foreign holidays, cheap travel around Europe, gap years, University education even, a car, Netflix subscriptions or similar, their own phone (or even use of a private phone), 35 hour working week, their own TV, visits to a beautician, gym membership? Almost certainly not.

What they did do was stay indoors at their parents home for 18 months to 2 years whilst saving hard, no nightclubs, holidays, cars on finance, X Box and games subscription, or down the pub every week.

Whilst life has treated them well in later years, was life a bed of roses when they were young? No. From a Gen X er.

Very true, totally agree [emoji106]


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[Tyrone Biggums]

Jo 90 does bring up a interesting point (if you wade through the misogynistic bullshit enough). These days we seem to have many families with both parents working in order to make ends meet with high mortgage payments, utilities etc. Surely this adds another layer to the boomer generation buying their homes as the majority of them would have done it on one income.

My family live a fairly modest existence but we both need to work to make ends meet.

This is nothing new.

Gen X were literally labelled the Latchkey kids because they were the first Generation to have to deal with both parents going off to work in large scale numbers and having to fend for themselves. Those kids were born from 65-80.

The only difference is that they became very self sufficient and got their own shit done instead of whining about not being pampered and feeling like the world owes them something.

 

[Thunder Bolt]

I’m not under 30 but in my degree studying exactly this (20 years ago sheesh!) it would be those aged 65-80ish now who had it many many magnitudes easier financially than any generation before them or since (as adults not as kids obviously).

For men maybe, but not for women. They were paid less than men for doing the same job, but also excluded from lots of careers because they were considered men only occupations.
When a woman married (I married in 1969) getting a job after moving house, was difficult because employers would say you’ll get pregnant soon and I’ll have to find someone else. Many women couldn’t get part time jobs until the mid 70s, not allowed to join pension schemes because they were part time, and were told their husband’s NI contributions would cover their state pensions.
That was ok until you got divorced. I was lucky that I realised that paying a married women’s stamp wouldn’t cover my state pension, and my first husband was dreadful with money, so opted for the full stamp. It paid off.
Those born a couple of years after me have had five years of pensions stolen from them by this ‘caring’ government.
Anyone who says life was easier then is obviously male!

 

[Chicken Run]

This is nothing new.

Gen X were literally labelled the Latchkey kids because they were the first Generation to have to deal with both parents going off to work in large scale numbers and having to fend for themselves. Those kids were born from 65-80.

The only difference is that they became very self sufficient and got their own shit done instead of whining about not being pampered and feeling like the world owes them something.

Ahhh that explains a lot about my work ethic, thank you for posting [emoji106]


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[Tyrone Biggums]

Ahhh that explains a lot about my work ethic, thank you for posting [emoji106]


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It explains why so many Gen X can make a meal out of a piece of bread, a small amount of butter and some kind of sauce.

 

[Seagull27]

When the ‘Boomers’ were saving for a deposit, did they have annual foreign holidays, cheap travel around Europe, gap years, University education even, a car, Netflix subscriptions or similar, their own phone (or even use of a private phone), 35 hour working week, their own TV, visits to a beautician, gym membership? Almost certainly not.

What they did do was stay indoors at their parents home for 18 months to 2 years whilst saving hard, no nightclubs, holidays, cars on finance, X Box and games subscription, or down the pub every week.

Whilst life has treated them well in later years, was life a bed of roses when they were young? No. From a Gen X er.

This is the point though - most of the things you describe are pretty minor outgoings in the grand scheme of things, and you expect that each generation should have better technologies, freedom to travel etc.

But on the average UK salary for 22-29 year olds being around £27k, and average house price of £268k, how do you save enough for a 10% deposit over 2 years? And it's quite a privileged position to have parents who can afford to put you up for 2 years without needing rent or bills contributions.

Being in my early 30s, quite a few of my friends own houses now - but the only people I know who bought before the age of 28-29 did so with financial help from parents or grandparents, and did not have kids of their own. And I would say most of my friends earn a fair bit above average UK salary.