Personal injury claims advice

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Grandfather Potting managed to get himself knocked over by a car in broad daylight in the middle of T.Wells a few weeks ago. All caught on CCTV, Police enquiries continuing as to whether to press charges against the elderly driver who failed to stop afterwards until a public spirited passer by jumped on his bonnet to encourage him to do so!

Remarkably he only suffered soft tissue injuries and (physically) seems to be on the mend despite being nearly 87 and virtually blind, although I am worried that his confidence to go out on his own will, understandably, be affected. My mum and he are making noises about compensation but I do not wish to go down the "ambulance chasing" route and wondered if, as I have all the salient details of the incident and the third parties insurance details, this is something that can be dealt with direct with the insurers themselves?

Apart from claiming for his clothes (that the paramedics cut off him) I don't have a clue as to how much to claim or whether it is possible to deal with this without going via a solicitor in which case how do you quantify an amount to claim?? My fear is that the palaver of involving solicitors may create as much stress to him and mum as the accident itself.

Have any NSC'ers out there been involved in a similar scenario and able to provide any useful input?

BTW thanks for the advice re Littlehampton - weather permitting will give it a try on Friday maybe.
 




Gullysgirl

New member
Sep 16, 2011
34
Lancing
Grandfather Potting managed to get himself knocked over by a car in broad daylight in the middle of T.Wells a few weeks ago. All caught on CCTV, Police enquiries continuing as to whether to press charges against the elderly driver who failed to stop afterwards until a public spirited passer by jumped on his bonnet to encourage him to do so!

Remarkably he only suffered soft tissue injuries and (physically) seems to be on the mend despite being nearly 87 and virtually blind, although I am worried that his confidence to go out on his own will, understandably, be affected. My mum and he are making noises about compensation but I do not wish to go down the "ambulance chasing" route and wondered if, as I have all the salient details of the incident and the third parties insurance details, this is something that can be dealt with direct with the insurers themselves?

Apart from claiming for his clothes (that the paramedics cut off him) I don't have a clue as to how much to claim or whether it is possible to deal with this without going via a solicitor in which case how do you quantify an amount to claim?? My fear is that the palaver of involving solicitors may create as much stress to him and mum as the accident itself.

Have any NSC'ers out there been involved in a similar scenario and able to provide any useful input?

BTW thanks for the advice re Littlehampton - weather permitting will give it a try on Friday maybe.


I work for an insurance company - You can always contact the drivers insurance company - they should deal with you directly, but be sure that they are offering you a reasonable settlement. They will need him to attend a medical (the insurance company will pay for this), the medical examiner (usually an Orthopedic Specialist) will review his GP / hospital records and assess what level his mobility was before the accident and work out how this accident has affected him.

If you think the insurance company are not dealing with you in a satisfactory manner or not making you a satisfactory offer, you can obtain legal opinion - at any time. If you engage with a firm of solicitors it will should be on a 'no win no fee' basis as the insurance company will have to pick up the costs at the time of settling.

Obviously I am not aware of the injuries he has suffered, but the usual 1yr 'whiplash' claim would attract an offer of between £2-£3k. As I say any settlement is entirely dependant on his health pre accident, the injury sustained and the recovery period.

He can also claim 'Special damages' which is in essence; his clothing, any care and assitance needed (i.e. lawn mowing, shopping etc).

Please feel free to message me if you need any further help.
 


I work for an insurance company - You can always contact the drivers insurance company - they should deal with you directly, but be sure that they are offering you a reasonable settlement. They will need him to attend a medical (the insurance company will pay for this), the medical examiner (usually an Orthopedic Specialist) will review his GP / hospital records and assess what level his mobility was before the accident and work out how this accident has affected him.

If you think the insurance company are not dealing with you in a satisfactory manner or not making you a satisfactory offer, you can obtain legal opinion - at any time. If you engage with a firm of solicitors it will should be on a 'no win no fee' basis as the insurance company will have to pick up the costs at the time of settling.

Obviously I am not aware of the injuries he has suffered, but the usual 1yr 'whiplash' claim would attract an offer of between £2-£3k. As I say any settlement is entirely dependant on his health pre accident, the injury sustained and the recovery period.

He can also claim 'Special damages' which is in essence; his clothing, any care and assitance needed (i.e. lawn mowing, shopping etc).

Please feel free to message me if you need any further help.

Thanks GG, just the sort of information I was after, much appreciated.

Cool avatar, who took it?
 


Gullysgirl

New member
Sep 16, 2011
34
Lancing
No problem, If you do decide to claim directly with the insurance company and need any advice, please feel free to contact me.

I'm not sure who took the photo - I 'borrowed' it from the Internet :)
 




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