Not sure what to do with this one - my girlfriend (without my knowledge) thought it'd be a good idea to take out 2 Payday loans back in early June, each for £100. One was with Payday UK and another with Lending Stream. These are both now fully paid back with the appropriate interest.
Today, almost 2 months after the initial application, she has received a text and an email from a company called Power Funding who have written to confirm that her Power Funding Fee of £69.75 was being debited. A quick call to her bank, Halifax, suggests that the payment was indeed pending but they have refused it at her request. However, they've suggested that they will be unable to refuse any further transactions should they be requested by Power Funding?!
My girlfriend has no idea where this has come from, but does acknowledge that she didn't read any Ts & Cs and just applied through the two different website. Having a look online hasn't turned up too much information - it's hard to find any information on "Power Funding" (website is http://www.power-funding.biz) and the contact details are 1 Liverpool Street, London, EC2M 7QD - 0844 318 8001. The number does turn up some information on a Google search, mostly being associated with about 3 or 4 other similar companies. Other people have described writing/calling/emailing with no response.
Anyone have any idea of the legal position on this - and having payments taken out of her account (I think it's debiting her card). Surely she can just cancel her card and replace it with a new number to solve the problem?
Today, almost 2 months after the initial application, she has received a text and an email from a company called Power Funding who have written to confirm that her Power Funding Fee of £69.75 was being debited. A quick call to her bank, Halifax, suggests that the payment was indeed pending but they have refused it at her request. However, they've suggested that they will be unable to refuse any further transactions should they be requested by Power Funding?!
My girlfriend has no idea where this has come from, but does acknowledge that she didn't read any Ts & Cs and just applied through the two different website. Having a look online hasn't turned up too much information - it's hard to find any information on "Power Funding" (website is http://www.power-funding.biz) and the contact details are 1 Liverpool Street, London, EC2M 7QD - 0844 318 8001. The number does turn up some information on a Google search, mostly being associated with about 3 or 4 other similar companies. Other people have described writing/calling/emailing with no response.
Anyone have any idea of the legal position on this - and having payments taken out of her account (I think it's debiting her card). Surely she can just cancel her card and replace it with a new number to solve the problem?