[Help] driving ban and points

stingray said:

I lost my licence back in July for six months, due to totting up of two six point penalties, speeding and failing to disclose driver. (The car was registered in my wife's name but that's immaterial now).

When I get my licence back in Jan, do any points remain on licence? Can't find accurate info on web. thanks

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bomber130 said:

Wait till you have to get insurance mine went from £300 per year to £650 as I have six points. Got done on M25 going to Lincoln and on the return journey at the same camera on the other side of the road. This was between Leatherhead and Wesley. Didn’t know there was one there. Still was my own fault.


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bhanutz said:

How fast were you going out of interest?

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southstandandy said:

One major thing to be aware of which many people don't know, is that if you are done for speeding you are required to inform your insurance company of the endorcement.

Very few people do and if you ever have an accident having previously got points and not declared them, it can invalidate your insurance. The small print on my Aviva insurance points this out right at the end of the 20th page, so be aware.

Before I retired a lad in my office had an accident (genuinely when a deer ran in front of his car), writing his car off in the process - no other vehicles involved. 8 months earlier he got 3 points for speeding and didn't inform his insurance company. When he went to claim for the write off of his car his claim was refused because he had not informed them of the endorcement 8 months earlier. Be careful not to get caught out this way.

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bomber130 said:

Wait till you have to get insurance mine went from £300 per year to £650 as I have six points. Got done on M25 going to Lincoln and on the return journey at the same camera on the other side of the road. This was between Leatherhead and Wesley. Didn’t know there was one there. Still was my own fault.


Sent from my iPhone using Tapatalk Pro

Click to expand...

southstandandy said:

One major thing to be aware of which many people don't know, is that if you are done for speeding you are required to inform your insurance company of the endorcement.

Very few people do and if you ever have an accident having previously got points and not declared them, it can invalidate your insurance. The small print on my Aviva insurance points this out right at the end of the 20th page, so be aware.

Before I retired a lad in my office had an accident (genuinely when a deer ran in front of his car), writing his car off in the process - no other vehicles involved. 8 months earlier he got 3 points for speeding and didn't inform his insurance company. When he went to claim for the write off of his car his claim was refused because he had not informed them of the endorcement 8 months earlier. Be careful not to get caught out this way.

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stingray said:

thanks for advice. still unsure. seems the points (two speeding, two failing to declare owner, both at almost same time) stay on my licence which means I will have 12 for next four years?! (I wasn't even driving the car, just was registered in my name)

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stingray said:

thanks for advice. still unsure. seems the points (two speeding, two failing to declare owner, both at almost same time) stay on my licence which means I will have 12 for next four years?! (I wasn't even driving the car, just was registered in my name)

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Justice said:

Download the Waze app if you haven’t already you won’t get caught out by a speed camera again.

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sydney said:

a previous business partner lost his wife to a brain haemorage aged 46 ......Aviva managed to wiggle out of the pay out , 4 kids under 14 ...!! find another insurer , they are *****.

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m@goo said:

Even mobile vans?

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stingray said:

thanks for advice. still unsure. seems the points (two speeding, two failing to declare owner, both at almost same time) stay on my licence which means I will have 12 for next four years?! (I wasn't even driving the car, just was registered in my name)

Click to expand...

stingray said:

thanks for advice. still unsure. seems the points (two speeding, two failing to declare owner, both at almost same time) stay on my licence which means I will have 12 for next four years?! (I wasn't even driving the car, just was registered in my name)

Click to expand...

Weststander said:

You took the points for someone else?

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