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[Albion] Cashless Amex en route...



B

blue-shifted

Banned
Feb 20, 2004
7,645
a galaxy far far away
Or if they've worked out it will be more profitable, they'll just have fewer people working there.

What this won't lead to, is lots of people standing around ready to take your order

Uter said:
I expect any queuing time saving from speedier service will quickly be negated by more people deciding to purchase refreshments who don't bother at the moment. A bit like widening a motorway.
Click to expand...
 




Blue Valkyrie

Blue Valkyrie

Not seen such Bravery!
Sep 1, 2012
32,165
Valhalla
GOM said:
Me too, never been asked for a pin. (cue for it to happen anytime now)
Click to expand...
If you use an atm - even for a balance enquiry - then that resets the counter of contactless uses.
 


schmunk

schmunk

"Members"
Jan 19, 2018
9,496
Mid mid mid Sussex
arewethereyet? said:
You have obviously not had a bank account that does not do contactless cards then. There are plenty of folk out there that are unable to obtain a "normal" bank account and can only get a basic bank account. These accounts do not offer contactless cards, so in the real world we are not all lucky enough to be financially "normal"
Click to expand...
Basic bank accounts with contactless debit cards available:

https://www.nationwide.co.uk/products/current-accounts/flexbasic/features-and-benefits
https://www.hsbc.co.uk/current-accounts/products/basic-bank-account/
https://www.barclays.co.uk/current-accounts/basic-account/
https://www.co-operativebank.co.uk/currentaccounts/cashminder
https://uk.virginmoney.com/virgin/current-account/essential-current-account.jsp

If you're in such financial dire straits that you're not even eligible for one of these, perhaps you should be considering not splooging your money on football tickets and expensive drinks/snacks from the stadium kiosks...
 


carlzeiss

carlzeiss

Well-known member
May 19, 2009
5,845
Amazonia
southstandandy said:
Cashless is quite definitely taking over. Last month when I went to Bournemouth for the weekend two homeless people begging for change actually had hand held card machines for donations. The first time I've ever seen this. They asked for any change and me and the wife genuinely didn't have any cash on us as we tend to use cards most of the time these days. We were staggered when on both occasions that we were asked the people in question said they could take a card payment. Seems going cashless really is the new king.
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https://www.theargus.co.uk/news/178...brighton-now-accepting-payments---debit-card/


Homeless couple in Brighton now accepting payments - by debit card

ROUGH sleepers are displaying a sign saying people can donate money by contactless card payments.

Passersby were shocked when they saw two people lying on top of several duvets with the propped-up cardboard sign.

It said: “Please help us. We need around 20-30 pound for both of us to get a bed and shower at least once a week.

“No change, no probs, pay by card.

“Yes, we accept contactless.”

The rough sleepers were in London Road, Brighton, on Tuesday and Wednesday last week.

A passerby said: “I couldn’t believe it when I saw the sign.

“I don’t know where they would have got hold of the machine or how they would make it work.

“I know at some events they link them to smart phones so maybe that is how they do it.

“But if they are asking for money then how did they pay for it?”

A Government report from 2018 found that Brighton and Hove had the second highest number of rough sleepers in the UK.

A total of 178 people were recorded, compared with Westminster’s 217.

But Andy Winter, chief executive of homeless charity Brighton Housing Trust, said the use of a card machine to collect money on the streets was “not a problem of homelessness”.

He said: “This is just a more sophisticated way of asking people for money and it is not done by members of the homeless community.

“People do not need money to book into hostels, no hostel in Brighton charges upfront.

“Begging is not to do with homelessness.

“This is not a homeless problem, it’s to do with addiction.”

Mr Winter pointed to an interview with The Argus in March in which he said people giving money to beggars are fuelling the drug and alcohol addictions of those on the streets.

He said: “Begging feeds addictions. Those who give money to beggars are at best helping to sustain addictions and rough sleeping.

“At worst, it provides the means to acquire drugs that could kill them. People who give money can be conned.

“A sign that says someone needs £20 to book into a hostel is a great begging pitch, but it is untrue.”

He argued that, with the number of charities in Brighton and Hove working to help the homeless, nobody should go hungry on the streets of Brighton.

Mr Winter also said the city could be a very profitable place for begging as residents were particularly generous and tolerant.

He told a story of a time in 2018 when he spoke to a rough sleeper in the city who revealed he had been begging for three hours and had made nearly £50.

He told Mr Winter he would not be using the money to book accommodation
 


Horton's halftime iceberg

Horton's halftime iceberg

Blooming Marvellous
Jan 9, 2005
16,484
Brighton
carlzeiss said:
https://www.theargus.co.uk/news/178...brighton-now-accepting-payments---debit-card/


Homeless couple in Brighton now accepting payments - by debit card

ROUGH sleepers are displaying a sign saying people can donate money by contactless card payments.

Passersby were shocked when they saw two people lying on top of several duvets with the propped-up cardboard sign.

It said: “Please help us. We need around 20-30 pound for both of us to get a bed and shower at least once a week.

“No change, no probs, pay by card.

“Yes, we accept contactless.”

The rough sleepers were in London Road, Brighton, on Tuesday and Wednesday last week.

A passerby said: “I couldn’t believe it when I saw the sign.

“I don’t know where they would have got hold of the machine or how they would make it work.

“I know at some events they link them to smart phones so maybe that is how they do it.

“But if they are asking for money then how did they pay for it?”

A Government report from 2018 found that Brighton and Hove had the second highest number of rough sleepers in the UK.

A total of 178 people were recorded, compared with Westminster’s 217.

But Andy Winter, chief executive of homeless charity Brighton Housing Trust, said the use of a card machine to collect money on the streets was “not a problem of homelessness”.

He said: “This is just a more sophisticated way of asking people for money and it is not done by members of the homeless community.

“People do not need money to book into hostels, no hostel in Brighton charges upfront.

“Begging is not to do with homelessness.

“This is not a homeless problem, it’s to do with addiction.”

Mr Winter pointed to an interview with The Argus in March in which he said people giving money to beggars are fuelling the drug and alcohol addictions of those on the streets.

He said: “Begging feeds addictions. Those who give money to beggars are at best helping to sustain addictions and rough sleeping.

“At worst, it provides the means to acquire drugs that could kill them. People who give money can be conned.

“A sign that says someone needs £20 to book into a hostel is a great begging pitch, but it is untrue.”

He argued that, with the number of charities in Brighton and Hove working to help the homeless, nobody should go hungry on the streets of Brighton.

Mr Winter also said the city could be a very profitable place for begging as residents were particularly generous and tolerant.

He told a story of a time in 2018 when he spoke to a rough sleeper in the city who revealed he had been begging for three hours and had made nearly £50.

He told Mr Winter he would not be using the money to book accommodation
Click to expand...

Great move by the big issue to get this rolled out. I hardly ever have cash so will make it easier to buy a copy.

Financial technology company iZettle is making card readers available to Big Issue vendors for the reduced price of £9 and says they will benefit from a per-transaction fee "significantly lower" than its standard rate of 1.75%.


https://www.bbc.co.uk/news/uk-49632116
 




dazzer6666

dazzer6666

Well-known member
NSC Patron
Mar 27, 2013
52,400
Burgess Hill
schmunk said:
Basic bank accounts with contactless debit cards available:

https://www.nationwide.co.uk/products/current-accounts/flexbasic/features-and-benefits
https://www.hsbc.co.uk/current-accounts/products/basic-bank-account/
https://www.barclays.co.uk/current-accounts/basic-account/
https://www.co-operativebank.co.uk/currentaccounts/cashminder
https://uk.virginmoney.com/virgin/current-account/essential-current-account.jsp

If you're in such financial dire straits that you're not even eligible for one of these, perhaps you should be considering not splooging your money on football tickets and expensive drinks/snacks from the stadium kiosks...
Click to expand...

You can also get prepaid contactless cards regardless of status...............
 










Acker79

Acker79

Well-known member
NSC Patron
Nov 15, 2008
31,855
Brighton
Not sure I can be bothered to rehash my points from this thread https://www.northstandchat.com/showthread.php?374693-Cashless-AMEX when it was mooted back in early August. (tl;dr - I'm a goddamn hero for refusing to spend at the amex since the flask ban, so it doesn't affect me. But there are a lot of concerns about poor, elderly, students, etc regarding the switch to cashless).

But I'll say it's easy to sit in your comfortable world and dismiss the concerns of people who don't find switching from cash to cashless as easy as you do. It doesn't feel a million miles away from the sort of "Depression? Shut up, just be happy!"/"Alcoholic? Just don't drink. I stopped drinking, it's easy to say no"/ "Unemployed? Just get a job. Pull yourself up by your bootstraps" / "Overweight? Just eat less and exercise more. It's not rocket science, fatty." attitude that people generally recognise as unhelpful and lacking in empathy and just selfish.
 






A

arewethereyet?

Well-known member
Jul 19, 2011
753
Brighton
schmunk said:
Basic bank accounts with contactless debit cards available:

https://www.nationwide.co.uk/products/current-accounts/flexbasic/features-and-benefits
https://www.hsbc.co.uk/current-accounts/products/basic-bank-account/
https://www.barclays.co.uk/current-accounts/basic-account/
https://www.co-operativebank.co.uk/currentaccounts/cashminder
https://uk.virginmoney.com/virgin/current-account/essential-current-account.jsp

If you're in such financial dire straits that you're not even eligible for one of these, perhaps you should be considering not splooging your money on football tickets and expensive drinks/snacks from the stadium kiosks...
Click to expand...

I never implied I was , in fact far from it thank you. I was merely offering an opinion on basic bank accounts which have clearly upped their game and caught up because they certainly never used to.
 


S

Sussex Nomad

Well-known member
Aug 26, 2010
18,185
EP
I never carry cash, not a problem. Probably should have been finished by post two.
 


M

mccraque

Active member
Feb 24, 2009
343
This doesn’t need to be difficult or alienate anyone. At the grounds in Germany I have been to, if you only have cash then there’s a machine that loads it on to a reusable card. There’s a fiver deposit on the card. If you’re a regular user then hold on to the card. There for a one off game, return it at the end of the game for your deposit back. You just use it as a prepaid card.

It keeps transaction times to a minimum - but with that in mind, they still need to increase the efficiency behind the counter both in terms of numbers, pre pouring and not running out of steak pies.
 




Nitram

Nitram

Well-known member
Jul 16, 2013
2,178
OK may be lacking in empathy here but if an attendee at the Amex you have either been able to afford a season ticket or paid £30 plus to attend so all the arguments about poverty are a bit rich, pardon a pun.
For the elderly what could be easier than using a cashless card, gotta learn sometime. As for students they all have bank cards. It’s not the 1980’s:
 


BNthree

BNthree

Plastic JCL
Sep 14, 2016
10,879
WeHo
Nitram said:
As for students they all have bank cards. It’s not the 1980’s:
Click to expand...

I work on a university campus and all students seem to pay for everything with their phones. Obviously that's not literally every student but it is the vast majority of them. They've all got their student loans and pocket money from parents so have more disposable income than me!
 


Herr Tubthumper

Herr Tubthumper

Well-known member
NSC Patron
Jul 11, 2003
59,523
The Fatherland
mejonaNO12 aka riskit said:
I was MIND NUMBINGLY stupid a few years ago (before contactless) and had the same pin on 3 of 5 cards. Like an idiot, I had the same code on a padlock I used at the gym. Someone watched me do my padlock without me knowing (Again, yes I know, I'm an idiot), waited for me to go, unlocked my locker, took the cards, tried that same code on all of them, and rinsed 3 of my accounts.

I got it fully refunded with little fuss. They did a bit of scare tactics saying I'd broken the agreement but apart from that it was OK. So, that was a moment where I was completely at fault, and the bank still refunded me the money. It was a lot more than £300
Click to expand...

That is a bit daft. Irrespective of the security, I’m quite sensitive about my age and DOB so I guard my PIN at all times.
 


Thunder Bolt

Thunder Bolt

Silly old bat
Aug 18, 2009
65,455
Beside the seaside, beside the sea
Nitram said:
OK may be lacking in empathy here but if an attendee at the Amex you have either been able to afford a season ticket or paid £30 plus to attend so all the arguments about poverty are a bit rich, pardon a pun.
For the elderly what could be easier than using a cashless card, gotta learn sometime. As for students they all have bank cards. It’s not the 1980’s:
Click to expand...

As someone in their 70s I am quite at home with a contactless card. I prefer that to the days when a dear old friend of mine got mugged twice in a year coming away from the Post Office on a Tuesday, which was pension day.
 






L

Lifelong Supporter

Well-known member
Aug 4, 2009
2,053
Burgess Hill
Personally I like spending cash on small sums rather than putting all the sums on a card but I can use contactless and will have to now. OK the club will be setting out as this being for the supporters benefit but this is going to be a win win. Win for them and as they say a win for us. OK waiting may be reduced but I would imagine it is going to be accompanied by a reduction in staffing. This is likely to be a first step. How long before the club offers its own prepaid card to customers who need to pay for it up front with those using their own credit cards paying a supplement for goods and services (sorry no those using the club's card getting a reduction !!). Just a thought anyway, we are customers in a multi million pound business going global . The main issue though is football and staying in this League, there is no room for complacency in looking to achieve that target. 110 per cent effort for Burnley please, we will need to show that for sure.
 


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