[Albion] Cashless Amex en route...

pornomagboy · Sep 9, 2019

just by looking this is the best you can load money online or in a post office

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Goring-by-Seagull · Sep 9, 2019

blue-shifted said:
I'm guessing apple and google pay will be supported?

They already are accepted, have been for years.

Creaky · Sep 9, 2019

Barham's tash said:
Not entirely true...

Most decent banks would take confirmation of a number of failed PIN attempts as viable proof you weren’t in possession of the card at the time of the transactions and therefore refund.

Also the contactless accrual amounts[amount before a PIN confirmation is required to confirm ownership] are being reduced from c£200 to c£120 as banks were being stung for higher refund amounts as thieves went on a scratch card/pre-pay card buying sprees.

I was talking with regards to contactless purchase not PIN and card ones. Purchases made before the card is reported as lost are not refundable - not only that but as many retailers accept contactless payments “offline” a lost card can be used numerous times and banks have acknowledged that even after a card has been cancelled by them it can still be used for purchases “offline”.

Creaky · Sep 9, 2019

Westdene Seagull said:
It's not the card provider that's important …. it's the communications provider. And, unsurprisingly, the club have just moved to a provider that employees Kerry Mayo and the son of Dean Wilkins !

If the worst happened then card payments can still be accepted “offline” - this simply means that a check for available funds is not made at the point of sale.

Westdene Seagull · Sep 9, 2019

Mr Putdown said:
I doubt it very much.

The cost of banking cash is less than the merchant service charges.

You can get merchant services from 1% per transaction. Much the same as the cost of paying in cash but without the hassle.

dazzer6666 · Sep 9, 2019

Creaky said:
I was talking with regards to contactless purchase not PIN and card ones. Purchases made before the card is reported as lost are not refundable - not only that but as many retailers accept contactless payments “offline” a lost card can be used numerous times and banks have acknowledged that even after a card has been cancelled by them it can still be used for purchases “offline”.

That's not the case - banks will usually refund fraudulent transactions even if this was before you reported the loss.

dejavuatbtn · Sep 9, 2019

Springal said:
Banks exist to set spending limits and stuff like that. Non issue

You completely miss my point.

Tom Hark Preston Park · Sep 9, 2019

Gwylan said:
What if your card (like mine) doesn't do contactless payments?

Pay by cheque?

Is it PotG? · Sep 9, 2019

Tom Hark said:
Pay by cheque?

Or postal order?

Mr Putdown · Sep 9, 2019

Westdene Seagull said:
You can get merchant services from 1% per transaction. Much the same as the cost of paying in cash but without the hassle.

I’d love to know which merchant services offer 1% for Amex cards.

Westdene Seagull · Sep 9, 2019

Mr Putdown said:
I’d love to know which merchant services offer 1% for Amex cards.

Paypal

Mr Putdown · Sep 9, 2019

Westdene Seagull said:
Paypal

Really?

Creaky · Sep 9, 2019

dazzer6666 said:
That's not the case - banks will usually refund fraudulent transactions even if this was before you reported the loss.

You try convincing your bank that drinks etc. were bought fraudulently before the card was reported as missing!

https://www.theguardian.com/money/2018/aug/25/tsb-contactless-payments-card-fraud-safety-refund

dazzer6666 · Sep 9, 2019

Creaky said:
You try convincing your bank that drinks etc. were bought fraudulently before the card was reported as missing!

LOL.......

AlastairWatts · Sep 9, 2019

studio150 said:
That will be difficult as I expect cash to be added to the list of banned items, given the dangers that coins and notes pose just like flasks and bottles.

Why leave it at coins? What about bunches of keys, even (horror of horrors) cigarette lighters. There could be no end to this...

marcos3263 · Sep 9, 2019

Reading an article in the guardian: "According to the survey of 3,000 consumers, three-quarters (74%) of those aged 55-plus never use mobile-banking apps"

So I am 47 and am pretty tech savvy, does this mean in 8 short years I will turn into a pleb?

Does anyone want an ipad air 3 or my xbox?

Goldstone1976 · Sep 9, 2019

Muhammed 'im hard' Bruce Lee said:
I try to pay by card if possible, the delay is seldom in the payment part, it’s almost always attributed to people not having a scooby in how to pour drinks and serve food.
For example, I’ve been second in the queue for the (already card only) Harveys stand in the north concourse and still waited while the hapless guy tried to pour a pint....it’s like he is trying to disarm a bomb or summat

Yep, exactly. The club need to address the staffing if they really want to improve service times. Getting staff who aren’t always brand new and who have some prior experience of a pressurised bar environment is, imo, going to make a far more significant difference to service times than the introduction of cashless kiosks, especially as the “majority” of punters are already cashless.

Easy 10 · Sep 9, 2019

Goldstone1976 said:
Yep, exactly. The club need to address the staffing if they really want to improve service times. Getting staff who aren’t always brand new and who have some prior experience of a pressurised bar environment is, imo, going to make a far more significant difference to service times than the introduction of cashless kiosks, especially as the “majority” of punters are already cashless.

The trouble is, you're just never going to get experienced bar staff who are only needed for a few hours once a fortnight. Its always basically going to be kids/students earning a bit of pocket money for themselves. The nature of the work means it'll always be a high turnover, so loads of "training on the job".

Its been like it from day 1 at the Amex, can't see it ever significantly improving tbh.

dazzer6666 · Sep 9, 2019

Goldstone1976 said:
Yep, exactly. The club need to address the staffing if they really want to improve service times. Getting staff who aren’t always brand new and who have some prior experience of a pressurised bar environment is, imo, going to make a far more significant difference to service times than the introduction of cashless kiosks, especially as the “majority” of punters are already cashless.

Not sure most people are paying by card, still see loads paying in cash. There are multiple of issues.........

-slow/untrained staff (do they actually work for the club or Sodexo ?)
-lack of pints ready-poured
-people paying by cash and server having no clue how to deal with change
-people paying by card but using their pin instead of contactless
-people arriving at the till without knowing what they want
-people arriving at the till without the means to pay ready
etc

It'll never be any different, but the more that use contactless the better it'll be IMO

Stat Brother · Sep 9, 2019

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