The Loan System - Fit For Purpose?

whitelion · Jul 28, 2017

Chelsea currently up to 15 loans out.

https://www.thesun.co.uk/sport/foot...-different-loan-rules-to-the-football-league/

THE January transfer window has come to an end and teams up and down the country have taken advantage of the opportunity to bolster their squads.

As well as making permanent signings, clubs in the Premier League and EFL have been signing a number of players on loan.

But how does the loan system actually work? Here’s everything you need to know.

What is the loan system?

The loan system allows players owned by one club to be sent to another on a temporary basis.

It is popular with Premier League clubs as it allows them to sign large numbers of young players, who are then able to get competitive match experience either abroad or in the lower leagues.

Clubs in the EFL also tend to be very supportive of the system because it allows those short of cash to bring in quality players without paying a transfer fee.

When can players be loaned and recalled?

All loans in the Premier League and EFL take place within the two designated transfer windows, from the beginning of July to the end of August and throughout January.

Players on a season-long loan can be recalled by parent clubs in the January transfer window but only if the two clubs have agreed a recall clause in advance.

A loan deal can be cancelled at any time in the season if both clubs concerned agree.

Does the Premier League have different loan rules to the EFL?

Not really. In previous years the EFL had "emergency loan windows" where players could be loaned out for up to three months outside of transfer windows.

But these windows were scrapped by the EFL in 2016 under pressure from Fifa.

Now all loan signings in the Premier League and EFL must be made during transfer windows.

The only slight difference in regulation is that Football League clubs can only name five loan players on their teamsheets whereas the Premier League has no restriction.

Can a player be loaned out from a club where he is already on loan?

Incredibly yes! Yesterday Leicester signed Mali international Molla Wague on loan from Udinese, where he is already on loan from Granada.

This was possible because any loan spell lasting a season or more is registered as a permanent transfer by Fifa, and Wague was sent on a three-year loan to Italy by the Spanish club in 2014.

Both Granada and Udinese had to agree for the defender to make the move to the King Power Stadium.

Udinese and Watford owners the Pozzo family have become specialists in the 'three-club loan deal'.

In 2013, the Hornets sent Udinese loanee Steve Leo Beleck on loan to Stevenage.

Chelsea Loans Out

Fankaty Dabo (Vitesse Arnhem) Loan
Tammy Abraham (Swansea City) Loan
Kasey Palmer (Huddersfield) Loan
Todd Kane (Groningen) Loan
Charlie Colkett (Vitesse Arnhem) Loan
Ola Aina (Hull City) Loan
Ruben Loftus-Cheek (Crystal Palace) Loan
Marco van Ginkel (PSV Eindhoven) Loan
Ike Ugbo (Barnsley) Loan
Kurt Zouma (Stoke City) Loan
Mason Mount (Vitesse Arnhem) Loan
Izzy Brown (Brighton) Loan
Tomas Kalas (Fulham) Loan
Michael Hector (Hull City) Loan
Jamal Blackman (Sheffield United) Loan

Brighton Loans Out

Jordan Maguire-Drew (Lincoln City) Loan
Christian Walton (Wigan) Loan
Oliver Norwood (Fulham) Loan

HastingsSeagull · Jul 28, 2017

Important the young English players at least play regularly. In Italy weren't players sometimes joint owned by a higher and lower club? The lower club playing them and the higher club having the right to buy out the 50% stake for an agreed fee? The player wouldn't move to a 3rd club unless both 'parent' clubs agreed sales gave both 'parents' some protection.

Always struck me as working and not like businesses owning chunks of player's rights like in South America where the money leaves the game.

Perkino · Jul 28, 2017

We have made the jump up from a league when we could field 5 players who we had signed on loan to only being allowed 2 in the squad. This puts added pressure on permanent signings and the need to have the depth required without loans.

Obviously the majority of clubs in the premier league won't need additional loans but we don't have a hub of talent to choose from. Most of us would only consider our 25 man list to be 20-22 strong at the moment with plenty more strength needed.

As a championship side we never really signed many loanees that drastically improved us in an attacking sense. Our best loan signings were in defence, ironically we had a strong enough squad to not require any loans by the time we got promoted.

Does it work, for the individual players yes but it does limit clubs fighting to survive in the prem with only having 2. And the loans to other premier league sides are players who have done it elsewhere previously just wanting more game time. If we could have 5 loans then we would take Tomori knowing he can play his part but only 2 limits his opportunities

ewe2 · Jul 28, 2017

I think you should only be allowed to loan players in from a higher league,not the the same league.

JBizzle · Jul 28, 2017

No, I don't think it's fit for purpose. The purpose should be development of players for them to get into the first team, but most top flight teams use it as an extra income generator. Buy a player young, get them out on loan, get a hefty loan fee, repeat for 4 years, sell at a profit.

Sadly, the loan system is just a way for top clubs to battery farm players before flogging them for cash.

Personally, I'm not a fan of loans anyway. Arguably our two worst seasons of recent years were ones where our teams were filled with sh!te loanees.

Hyypia (9): Al-Habsi, Teixeira, Best, Gardner, J. Bennett, E. Bennett, Carayol, Halford, Bent.
Adams Mk 2 (7): RIchards, Anyinsah, Thornton, Savage, Johnson, Fleetwood, Andrew

Papa Lazarou · Jul 28, 2017

ewe2 said:
I think you should only be allowed to loan players in from a higher league,not the the same league.

So, where would be loan from? Mars?

GT49er · Jul 28, 2017

It's OK - better if simplified a bit, which it easily could be.

dejavuatbtn · Jul 28, 2017

Ban loans and have an appropriate structure for reserve and U21/23 players, depending on the league your first team operate in. It would at least stop some teams hogging all the talent in the country and maybe even things out a bit.

Dougie · Jul 29, 2017

ewe2 said:
I think you should only be allowed to loan players in from a higher league,not the the same league.

How does that work in the premier league .

Steve.S · Jul 29, 2017

Papa Lazarou said:
So, where would be loan from? Mars?

I would think you would have to buy players.

BensGrandad · Jul 29, 2017

I have always said that IMHO players should only be able to go out on loan if the parent club is prepared to sell them and the fee agreed pre loan. Should the loaning club not decide to buy the player a fee of 50% of the original agreed price should be paid as a loan fee. Players returning from injury should be allowed on loan for a maximum 1 month to help both their recovery and the loaning and the club loaning him for which a fee of 10% of their value should be paid.

whitelion · Jul 29, 2017

In my OP I took the loans at the time from the Premier League website.

According to SSN last night Chelsea have made 21 loans out - staggering.

Dougie · Jul 29, 2017

whitelion said:
In my OP I took the loans at the time from the Premier League website.

According to SSN last night Chelsea have made 21 loans out - staggering.

It is but both of us are benefiting from it .

CHAPPERS · Jul 29, 2017

Buy young player for 1 million, send them out on loan and pay nominal wage whilst loan club pays most, sell player for 5 million. ****ed.

whitelion · Jul 29, 2017

Dougie said:
It is but both of us are benefiting from it .

I'm seriously thinking that perhaps there should be a limit a club can loan out.

It'll maybe have an effect on clubs stockpiling talent as in the Chelsea situation.

turienzo's lovechild · Jul 29, 2017

BensGrandad said:
I have always said that IMHO players should only be able to go out on loan if the parent club is prepared to sell them and the fee agreed pre loan. Should the loaning club not decide to buy the player a fee of 50% of the original agreed price should be paid as a loan fee. Players returning from injury should be allowed on loan for a maximum 1 month to help both their recovery and the loaning and the club loaning him for which a fee of 10% of their value should be paid.

this would surely have a negative effect on the development of young players who rely on being loaned out for crucial game time. It would also negatively effect lower league teams for whom the loan system is a vital lifeline

ewe2 · Jul 29, 2017

Dougie said:
How does that work in the premier league .

Only from abroad.

BensGrandad · Jul 29, 2017

turienzo's lovechild said:
this would surely have a negative effect on the development of young players who rely on being loaned out for crucial game time. It would also negatively effect lower league teams for whom the loan system is a vital lifeline

Surely it would have the opposite affect as it would mean clubs will have to develop players for their first teams to achieve success unlike Huddersfield last season and many before them going back to Portsmouth under Harry. The 'big clubs' would have no need to retain so many youngsters to send out on loan and would release them once they consider that they wont make the grade, as Chelsea did with Liam Bridcutt ,thus allowing them to make a career initially in the lower leagues.

Seasidesage · Jul 29, 2017

Chelsea are circumventing euro FFP plain and simple. Buying players for the youth teams which comes from a separate non contributory budget and charging loan fees and profit from sales which count in the plus column on the 1st team budget. It's financial doping and should be stopped, Man City are starting to do the same thing. It means that these clubs are stockpiling youth players by offering them silly money so that they can turn a profit on them, not to nurture them towards the 1st XI. When was the last time Chelsea brought through a player to play regularly in the first team?

The coaching and set up is clearly excellent but it flies in the face of fair competition and doesn't help the ultimate development of these players. Chelsea have won everything there is to win at youth level but none of these lads is near the first team. The kids, families and agents should also take their share of the blame.

warmleyseagull · Jul 29, 2017

Seasidesage said:
Chelsea are circumventing euro FFP plain and simple. Buying players for the youth teams which comes from a separate non contributory budget and charging loan fees and profit from sales which count in the plus column on the 1st team budget. It's financial doping and should be stopped, Man City are starting to do the same thing. It means that these clubs are stockpiling youth players by offering them silly money so that they can turn a profit on them, not to nurture them towards the 1st XI. When was the last time Chelsea brought through a player to play regularly in the first team?

The coaching and set up is clearly excellent but it flies in the face of fair competition and doesn't help the ultimate development of these players. Chelsea have won everything there is to win at youth level but none of these lads is near the first team. The kids, families and agents should also take their share of the blame.

This. Chelsea have 30+ players out on loan. Nuff said.

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