Personal injury claim

Seagulls1984 · Mar 8, 2015

Had a car crash couple of weeks back. Slight whiplash and still struggling with my lower back when driving for long periods ! Just been offered £1000 , is it still the norm to always reject the first offer??

TomandJerry · Mar 8, 2015

Take the deal

Barrel of Fun · Mar 8, 2015

Out of interest, who pays the £1,000?

symyjym · Mar 8, 2015

Might be helpful

http://www.bottonline.co.uk/guides/how-much-compensation-claim-for-whiplash#AVE

Severe injury where pain and suffering will continue indefinitely £7,750 £13,750
Moderate injuries (where symptoms persist for more than two years and the future prognosis is uncertain) £4,250 £7,750
Minor injury with recovery within two years £2,500 £4,250
Minor injuries with recovery within one year £750 £2,500

Hampster Gull · Mar 8, 2015

Groan

StonehamPark · Mar 8, 2015

Seagulls1984 said:
Had a car crash couple of weeks back. Slight whiplash and still struggling with my lower back when driving for long periods ! Just been offered £1000 , is it still the norm to always reject the first offer??

Which company is offering you £1000?

Seagulls1984 · Mar 8, 2015

The third party's insurance !!!

seagullsovergrimsby · Mar 8, 2015

Ask for £2.5k , they'll come back with a better offer.

happypig · Mar 8, 2015

Barrel of Fun said:
Out of interest, who pays the £1,000?

All of us, through increased premiums.

Gazwag · Mar 8, 2015

I always get an aching back when I drive for long periods, man up

Seagulls1984 · Mar 8, 2015

Gazwag said:
I always get an aching back when I drive for long periods, man up

Well has I drive 10 plus hours a day 6 days a week that's easier said than done . If I just drive occasional it wouldn't bother me.

portslade seagull · Mar 8, 2015

1K does seem a little on the low side

thedonkeycentrehalf · Mar 8, 2015

Get a full medical assessment if you think you have whiplash - it isn't to be taken lightly. Many people joke about whiplash and also many people claim to have this after an accident without any proof.

However, if you really have got whiplash it can take a long time to recover from and your £1000 will soon start disappearing in physio/osteopath/chiropractor fees. If end up having to take time off work because you can't drive this could also affect you. Likewise, lower back pain should be checked as it is easy to overlook something that could be more serious.

timbha · Mar 8, 2015

Gazwag said:
I always get an aching back when I drive for long periods, man up

Must be someone's fault. Claim.

gripper stebson · Mar 8, 2015

Just so you know when you visit the doctors.

http://www.nhs.uk/Conditions/Whiplash/Pages/Symptoms.aspx

Lower West Stander · Mar 8, 2015

Slipped on some ice the other day and bruised my arm when I fell over.

It still hurts a bit - can I claim?

Creaky · Mar 8, 2015

thedonkeycentrehalf said:
Get a full medical assessment if you think you have whiplash - it isn't to be taken lightly. Many people joke about whiplash and also many people claim to have this after an accident without any proof.

However, if you really have got whiplash it can take a long time to recover from and your £1000 will soon start disappearing in physio/osteopath/chiropractor fees. If end up having to take time off work because you can't drive this could also affect you. Likewise, lower back pain should be checked as it is easy to overlook something that could be more serious.

Excellent advice which I wish I had taken!

I was shunted from the rear whilst stationary at a roundabout - I had what I thought was slight whiplash and just shrugged it off as the symptoms disappeared after a few weeks - it was some seven or eight years later that I started getting pins and needles and loss of use in my right arm. An MRI scan revealed that I had a broken vertebrae in my neck - the operation to remove the bone callus and fuse the vertebrae to the one above it and below it took nearly six hours.

The result is that I have permanent limited motion in my neck as well as discomfort when sitting for long periods.

My advice would be that if you genuinely are still in pain this long after the accident then make sure you have it fully investigated BEFORE accepting any settlement. There is no hurry as you have up to six years to claim.

Motogull · Mar 9, 2015

Creaky said:
Excellent advice which I wish I had taken!

I was shunted from the rear whilst stationary at a roundabout - I had what I thought was slight whiplash and just shrugged it off as the symptoms disappeared after a few weeks - it was some seven or eight years later that I started getting pins and needles and loss of use in my right arm. An MRI scan revealed that I had a broken vertebrae in my neck - the operation to remove the bone callus and fuse the vertebrae to the one above it and below it took nearly six hours.

The result is that I have permanent limited motion in my neck as well as discomfort when sitting for long periods.

My advice would be that if you genuinely are still in pain this long after the accident then make sure you have it fully investigated BEFORE accepting any settlement. There is no hurry as you have up to six years to claim.

Sorry to hear your story. Worse that it was nothing to do with you.

Its 3 years to claim though.

maltaseagull · Mar 9, 2015

Uk is getting so like the USA.
What can I get out of it society.
Don't complain about higher insurance premiums.

Who pays? The insured!

maltaseagull · Mar 9, 2015

timbha said:
Must be someone's fault. Claim.

Sad but true.

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