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PPI
- Thread starter Kumquat
- Start date
chucky1973
New member
DO IT YOURSELF.
I got back about 10k last year for loans and mortgage cover going back about 8-10 years.
and I just won against Debenhams after a 2 year fight and got back £1300.00
Id say its worth it.
I got back about 10k last year for loans and mortgage cover going back about 8-10 years.
and I just won against Debenhams after a 2 year fight and got back £1300.00
Id say its worth it.
Definitely worth it but ONLY do it yourself.
pishhead
Well-known member
It's never bothered me however HSBC asked me to fill out a questionnaire in relation to sn old loan. Fast forward 2 months I received a cheque for 3k.
Gazwag
5 millionth post poster
Depends if you paid any or not
Publius Ovidius
Well-known member
just waiting for hsbc to look at mine. I read somewhere that all companies who you have borrowed money from ( If you took out redundancy/health cover at the same time) should contact you first ....I had a couple of loans from M&S MONEY ( Cos I is really posh) and they havent contacted me yet.
Does anyone know if it is best to wait or let them contact you?
Does anyone know if it is best to wait or let them contact you?
Tricky Dicky
New member
I wouldn't go with those cold-calling b*st*rds - they call my mobile twice every day with recorded messages, but ..... I paid far too much for PPI when I originally got this mortgage 13 years ago, how much documentation do you need, I'm not sure I have it all going that far back.
pishhead
Well-known member
Nothing ventured nothing gained. It certainly helped ease my holiday blues to find a 3k cheque waiting for me!
bluenitsuj
Listen to me!!!
Done it myself last year, got over £7000 back, going back 10 years. Cost me the price of sending a recorded, signed letter.
So you ended up with about £500 then?
Pickledegg
Active member
- Jul 13, 2012
- 213
If you are not sure what to write, google moneysavingexpert, that Martin Lewis money expert! All pre written letters on his website!
Do it yourself, save £££££££££££'s
Do it yourself, save £££££££££££'s
Think you mean ASU mate.
you get all money paid in plus 8% pa interest for the length of the loan/credit card. The interest is subject to tax.
Uncle C
Well-known member
So you were paying about £1K a year for insurance cover. Somebody definately saw you coming.
Really, how did you get that bad?
Uncle C
Well-known member
Have you got 'I'm a mug' on your forehead?
It was a secured loan attached to the mortgage (first plus) to consolidate when moving - not good financial practice but was in the boom time 8 ish years ago and i figured i could change the morgage after 2 years and pay it off (which i did) then i had 7 years of interst at 8% of a sizable loan back plus the capital of the outstanding when it moved to the new mortgage. not something i'd do again but glad in a way as it got me on the property ladder