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difficult if he claims he has helped with the mortgage, bills, upkeep, etc unless he pays rent under a formal agreement.

helpful contribution

Oh, ok

What?

Most efficient way is to “gift” your hard earned cash to (help) pay the deposit because this is usually to major stumbling block. BUT you must consider who they might invite to live with them (eg a partner) and the implications if they split up and have to sell the property. In this case half...