Reference question 2.....have you received any emails from BA saying your details may have been stolen?
So far I have received about 3 emails including a years free membership of Equifax.
Are those emails not enough to say you have been a 'victim'? after all how would BA know if your card has...
Had to change my Virgin Credit Card and a debit card but so far no unsual activity.
virgin and my bank had no problems changing the cards especially as the 3 numbers on the back were compromised..