As a Palace fan moaning about loan deals, may I suggest that you are reminded that the three key players in the last season were...
Wilfried Zaha - A Manchester United player
Kevin Philiips - A Blackpool Player
Stephen Dobbie - A Brighton Player
http://www.watfordobserver.co.uk/sport/10230072.Football_League_plan_to_close_loan_loophole/
I believe it was ratified by the FA and the Football League in March