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As opposed to mortgage work die, with any savings being eroded by social care. You really need to time travel back to Stalin's Russia where everyone was equal. With your resentment against the relative wealthy (senior party members) you would have won an all expenses paid vacation to Siberia.

So when you reach 60, sell your home and move into rated accommodation, either blow the proceeds from the house sale on numerous holidays, cars etc, or gift it to your children and hope not to die in the next seven years, and then get the taxpayer to pick up your social care bill later in life...