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I'm leav8ng this thread now until morning. I'm getting pissed and upset and I have no doubt little'un will be up at 6. Thanks everyone. Bozza I shall be I touch about that profit squad thing. Been meaning to have a go but not willing to take the plunge as I'm not a betting man unless you...

Too late. I've ignored 5 phone calls. Answered the last one. Tomorrow will be much fun.

We shop at Lidl. Get all the major stuff and load the freezer for 150 a month. Then just milk, bread, fruit etc every week on top. We have our own energy supplier so use Ovo I think. Cheapest one we can. Only been in here 8 months so can't change yet. Have to wait a year to change if we want to.

Thanks everyone. Just feeling really low. To top it off the Mrs went to a wedding reception tonight with the intention of coming home tonight. She just phoned pissed up saying she's bumming in a friend's room at a hotel. Wouldn't usually have a problem with that. We all need a night out...

Lovely daughter yes. Relationship is as stable as can be. Money problems are a massive cause of stress and things get a bit heated occasionally. If I could afford life insurance then not knowing what's around the corner wouldn't be as much of an issue. I imagine dying is like eventually going...

We have a "bills" account. Alongside our joint account. We know what all our bills are. Rent Council tax Gas Electric Water Broadband BT tv Mobile phone x2 Car tax x2 Petrol Diesel Car insurance x2 Her car H.P. My ST Tv license Her contact lenses Her glasses Childcare And the rest I can't...

Absolutely zero. Don't earn enough to. When I can save 200 quid the car fails an mot or need to buy something else that's broken. Been saving for a new bed for a year then the Mrs car dies. Always one thing after another. Earn 50k? 30k would do right now!