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  1. sparkie

    [Finance] WTF American Express?

    But you said banks in this country give free credit. They do not.
  2. sparkie

    [Finance] WTF American Express?

    Free ? Overdrafts generally work out at just under 40% APR.
  3. sparkie

    [Finance] WTF American Express?

    And they charge those least able to pay high interest the highest interest rates - making them less able to pay going forward. Grim.
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