One of my work colleagues who transferred up to Grimsby bought a studio flat in Hove for £50k on a 100% mortgage in 1989 only to find it was only valued at £15k in 1992 so he handed the keys back to the building society and even though it was later sold at auction for £13k he was never chased by...
On the down side you may have Herr Tubthumper as a next door neighbour boring you to death with tales of the German railway system and real ale festivals :lol: