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Thanks for all the replies definitely good to have some opinions based on experience. On the self insurance thing I can't see that being too feasible, she may need £2ks worth of vet fees and that would take ~6 years at £30/month.

We have just got a new dog/puppy, a 5 month old mixed breed from RSPCA Brighton. She came with 4 weeks pet insurance but we need to sort out something long term and am looking for some advice as there are so many options and we have no experience! Pretty sure to get lifetime insurance and at...