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This is one of the main problems with renting, and he rental market in general. People's homes are increasingly becoming other peoples assets, and landlords are treating them as such, without appreciating (or caring) they are also peoples homes. Throw in unscrupulous letting agents, who are...

Yes you're right, you need a %ge of the total price as the deposit :facepalm: But then that is what the Government have got with the 'help to buy scheme'. they offer up to 20% of the price of a new build in terms of a loan towards the deposit, for first time buyers. This helps those who...

Well it can be justified if stopping someone buying something (whatever it is) benefits everyone else sufficiently because they can’t then buy it (whatever it is). There is then a net benefit. In terms of your example a £350k property would likely require a deposit of ~£100k and a mortgage of...