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It was a Nationwide 'Future Saver' if I remember correctly. Any withdrawls drops the rate for the rest of that year.

We were very fortunate to have been loaned 1/3 of a 10% deposit by each set of parents 8 years ago to get on the ladder. Now finally repaid but I will be forever grateful for that as I shudder to think how I would have done it otherwise. I'm also grateful they pushed us to look at buying when...