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Im hoping that may be an option. We have had a chat briefly as he knows its coming and im trying to get the message across what this could do to help him. But there will be influences from above if you get my meaning. He will be leaving college around the maturity time and if all goes to plan...

Thanks but hes only 18 months away from it maturing. I can't do nowt with that money except give it to him (already spoken with the government trust fund people) Gonna break my heart to see 18 years of my saving get blown but what can i do !

The scheme i set up when my youngest was born is due to mature in 18months when he hits 18. I know how you feel. Hes due for a nice windfall in 18 months but alas hes a nightmare with money and the ex wife doesnt help ! I am now faced with no choice except giving him the money and i would of...