If you live in a city as I was saying about myself. If you live out of town with no public transport then you're absolutely correct and well done for pointing that out.
I only got my driving licence when I was 31 and purely because it was convenient to do so at the time. Having a car while living in a city centre always seemed more of a hassle than anything else and I didn't feel like I was missing out on anything.
Definitely handy to have but certainly not a...