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I work in young driver insurance, so most of them think they are F1 racing driver level and will never have an accident, so its just about getting on MID and not being stopped by the OB. We even put a box in the car to track their driving behaviour and still they don't realise how much I know.

Varies from Insurer to Insurer but up to about 10% difference in premium between garaged and on street, depending on where you live. Its becoming a little more complex that just "cheap if garaged" because of the increase in high value cars stolen by breaking into the house for the keys. In...

But if I'm happy to drive with no insurance, then why would I be unhappy to drive while banned? The ban is pointless.

Lowering premiums - every time. Very few insurance companies make any money from motor. Typically only 1 year in every 7 is there a profit. Its used as a way to get your household insurance, which is generally profitable 6 years in 7. We don't need to cross-sell to that many customers before...

Average Car insurance costs £750. Typical fine for driving without insurance £180. Not really that much of an incentive!

Too Far. Would need 9 different polls, hence the numbered questions.

I work in Insurance and so far this week I've had a never ending increase in the bare-faced lies being told to me about people's car insurance. I just wanted an unscientific but hopefully unbiased poll on what lies people think are acceptable and what you think is too far... This pretty much...