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£600 isn't that OTT nowadays (ridiculous I know), £1k+ is common apparently. Even the average (2022 stats) is over £300.

That’s exactly what the manufacturers and dealers want though - they literally don’t want you to pay the balloon payment. Have a 3 or 4 year PCP, at then end of the term hand the car back and get a new one (on another lucrative PCP obviously). Flash then gets to run round in a brand new car for...

Agree re childcare and child benefit (although needs to be means-tested, maybe even on a regional basis to reflect housing costs although that’s probably impractical). A large % of the ‘pots of gold’ the boomers are sitting on is still in their property though, so how do you tax it now ? For...