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Ain't that the truth. Sadly, at that point I had a mortgage and no savings........

Better than the 0.1-0.2% typically being paid on savings accounts.......

Always thought it was about that too..... Had a big argument with a pal who used to play them who used it as his justification for playing them (yes, deluded). Hadn't worked out that if it's 90%, all things being equal you put in £100, you get £90 back, so all good right ? Yes...then you put...