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Alomost certainly, but banks definitely get this wrong sometimes. Clients (in this case the club) can submit the data in advance to the bank (if they are not self-submitting), who have been known to process it a day or two early..........

Top, top advice :bowdown:

Before damning the club, outside chance it could be a bank error. Depdends how they are administered.....

May not be £40 or £50 for some people - could be £150/200 or more for some families..... Anyway, not a good thing to happen if you're budgeting carefully or getting paid on 1st month.