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  1. chimneys

    Mortgages - why the difference?

    HSBC don't deal with intermediaries (or at least don't pay them). Advertised direct on their website.
  2. chimneys

    Mortgages - why the difference?

    HSBC 2 year fix: 1.24% with a £1, 499 fee, 1.49% plus £999 fee or 1.84% no fee, all max 60% LTV.
  3. chimneys

    Mortgages - why the difference?

    But according to your post above, the TSB rate is 0.15% higher? Always the rate v fee dilemma.
  4. chimneys

    Mortgages - why the difference?

    I'm tempted, but think its an indication of long term rates for a while yet. It also restricts overpayment to 10% pa. If it gets to 1.75% will do it.
  5. chimneys

    Mortgages - why the difference?

    Leeds BS 10 year fix rate 2.75% plus £1, 499 fee, max 65% LTV/£500k.
  6. chimneys

    Mortgages - why the difference?

    You can get a 5 year fix rate (till end July 2021) with HSBC at 1.99% (plus £1, 499 arrangement fee), but max 65% LTV and max £500k borrowing.
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