On a similar note (but with a very different attitude!) US, how are you getting on with that "get your mortgage/loan repayments written off" scheme you were trumpeting on here a short while back?
Interesting. Can I ask 2 questions:
1. Does it matter if on a residential purchase you have a mortgage i.e. would the mortgage provider have to sanction the avoidance scheme as they would have first charge over the property?
2. Does the avoidance work if you sell the property fairly quickly...