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Thanks - yes reimbursement has been mentioned - I'm going to phone up the insurance company to get a quote tonight. Edna's reply above about the six points and penalties sort of hammered it home really !!

I'm in a similar situation - I've recently obtained a part time job delivering items for my employer with a van provided. However yesterday he asked me to use my own car - which I did but I'm feeling now after reading this that I should obtain business insuramce