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A harsh truth. For someone working from 22 to 65, 43 years, provision or funding has to be made somehow for their retirement which might last 25 years up to 90. It's easy to gliby say that governments or the young working should, but in ageing population the sums simply don't add up. The...

True. And multiple it by two for a retired couple, and there are millions who can only dream of having that sort of income after their mortgage payments.