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I've never said this before but .... This

So if you lie about your income on a 90% mortgage it's not a lie ??? This isn't a pop at you US because i know that you take a great pride in what you do and how you do it, but when the market was buoyant, there were brokers and lenders who were at best negligent and at worst, accessories to fraud.

And with the market as it is at the moment it appears that most institutions believe that the worst scenario would be a crash of 25% hence the 75% mortgages. I believe it is this that US strongly disagrees with ? *edit* seeing Notters reply, i believe that most people are now...

But US, if it was your money, would you give out a 100% mortgage on a property in Brighton ? Because i know that with the market as it is at the moment, i sure as hell wouldn't.