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Depends, at 55 why not, if you have £ 50k , 12.5k tax free, 37.5k say 20% = £ 7500 you can access £ 42.5k of it and use it to build up a property portfolio whereas with an annuity especially if you are single you wait until 65 and if you die it ends up with the company, this way people will have...

3.39% fixed for 3 years is the best I can find up to 65% ltv, TMW

It will have a massive impact LB the politicians and regulators do not know what they have done, one allowing a btl bonanza and the other making it impossible for millions of people to ever own their own property

Blame the politicians and regulators for this situation

It is a market that massively favours buy to let investors now. You can't blame people for taking advantage. The problem is with the situation as it is now literally every property on the market down here will now be purchased by btl landlords especially at the £ 250k and under level, shutting...

What about an recruitment consultant who is also a property landlord ?

The UK now has a lower level of home ownership than the EU average 63% as opposed to 70%, even France will overtake the UK within 2 years and within 10 years home ownership as things are going will fall below 50% for the first time ever

A decent lettings agent 10% tops. Best mortgage rate higher the deposit but some amazing btl deals out there at the moment. BTL is going to BOOM this year with the new pension rules from April. I can see landlords aged 55 and over queueing up to make offers on properties. The residential market...