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Just me then :shrug:

They thought you were under 40.

You go girl. I worked hard in my early years and invested, and now I'm able to enjoy it and have enough money for the rest of my life, as long as I die by Christmas.

When you got the quote did it default to a 25 year period or were you asked if you wanted it for 22 years (in your case)? The last company I used set it to 20 years.

Fair enough, I didn't think people in their mid forties would take out 25 year mortgages.

I imagine their mortgages will end when they're 65, not 70. They could stop work early and downsize with a load of spare cash.

Although I expect you're talking tongue in cheek, as I doubt they'll have been given a mortgage that lasts past they're 65, if they have a place that's a bit too expensive, they just sell it and downsize when they want to retire, having a nice fat lump sum to play with. Still, I think I prefer...