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The various interest rates the mortgage lender uses are based on the current and future prediction of interest rates, which is what I said affects house prices. A short term fall in interest rates won't allow everyone to to borrow more, as some are at their max already, but not all are...

The graphs you've posted are completely irrelevant because the Bank of England base rates were not available to home-buyers. It's obviously not the base rate the affects prices, but the rate available to consumers. Obviously the base rate effects the rate available to consumers, but it's not the...

You think that house prices have "NOTHING to do with interest rates." I don't care how many house you have, you're wrong.

You don't understand the housing market.

A lot has changed over the decades, home ownership was low, and the idea of a house being an investment as well as a home was not around. Of course there are many things that affect house prices, but most of these factors have settled over the last couple of relatively stable decades, and...

I thought you were stating the obvious, but you've still managed to find people willing to argue with you.