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So the FL will have caused a club to go into administration (at least, that's what Leeds will argue). That makes me think that new owners (and their associates) shouldn't be able to make secured loans to a club until they've passed the test, otherwise a club will be in danger of going into...

He'll probably just sell the club to his imaginary brother, then it'll all be fine. Unfortunately, according to the rules of the test, not existing does not constitute a failure.

It sure does. I believe a round of applause is in order. :clap2: :clap2: :clap2: :clap2: :clap2: