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Actually, as someone else pointed out, 1 isn't so bad if you actually have a drive, and park on it sometimes. No 3 is a small difference (8k vs 10k) but it doesn't make much sense to me, as I don't suppose the insurance would be cheaper anyway.

6 isn't too bad IMO. The others are too far. Lies I would tell: If my wife and I share a car, but one of us uses it a lot more, I'd insure it in the name of who's cheapest, rather than who uses it the most.