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That's ok until your company has a takeover bid with a compulsory share purchase. You barely get back what you invested.

I will do that, too.

It's not that big, but will be a little cushion in case of boiler breakdown, or clutch repair on the car.

Yes, that changed after my divorce in 1991. Another anomaly, where widows remarry. They often lose their widows pensions. One other thing I have, is a funeral plan. It's all sorted and paid for.

Male pensions. Many women paid the married woman's stamp (NI contributions for the youngsters) because they were assured they would get a state pension based on their husband's contributions. I stopped working when I had my son in 1970, did a couple of little part time jobs, had my daughter...

JAMs - Just About Managing.

It's ok. I'm waiting for a will to be paid out from a dear old friend who died last year. She was aged 100, bless her.

None at the moment, but will have soon.