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Yes.

I'd agree with that. Houses in the better areas of West Yorkshire are almost on a par with houses in the SE, although it is still possible to buy cheap terraced houses or houses that need doing up. This is why we needed a mortgage to move south even to a cheaper area like Newhaven despite having...

My other half pays towards his pension and we have a mortgage with another ten years to run.

This. Our combined income doesn't come to that.